cancel
Showing results for 
Search instead for 
Did you mean: 

BOA CLI increase!

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Established Member

BOA CLI increase!

Woohoo got a credit line increase on my Bank of America Cash rewards card!

 

After the BT offer ran out they raised my limit from 5000 to 6000.

Skip ahead 4 months and I just asked for a limit increase. I asked for 10k and thats what they raised it to.

 

Anyone know if I can call and double dip to have an even larger increase?

 

Thanks in advance

Amazon: 800
Amex: 1,000
Amex: 2,000
Best Buy: 3,500
BOA: 10,000
Care Credit: 7500
CCU: 5,000
Citi: 4,200
Disc: 3,000
Nordstrom: 500
Paypal: 2000
Suntrust: 2,800
WF: 5,000


Goal - 50k CL, Current - 47300
Message 1 of 11
10 REPLIES 10
Established Contributor

Re: BOA CLI increase!

Congrats!  Enjoy your CLI.  Remember when the 14 and 15 year old boys tried to grow a moustache to show they were no longer boys?

 

You've got a lot of life left.  $10k is plenty enough for now.

Message 2 of 11
Moderator

Re: BOA CLI increase!

Congrats!  If you just did this online and the Request link is still showing on your card's page, you can go right back in and ask again.  Don't be bashful, they'll counter-offer.  Ask for whatever you're comfortable asking for, but you will have to call if the amount is over $999,900.

Message 3 of 11
Valued Contributor

Re: BOA CLI increase!

Congrats on the increase, that's a great jump.  BOA has been good to a # of us here when it comes to CLI's.



Message 4 of 11
Established Contributor

Re: BOA CLI increase!


@Rjames18 wrote:

Woohoo got a credit line increase on my Bank of America Cash rewards card!

 

After the BT offer ran out they raised my limit from 5000 to 6000.

Skip ahead 4 months and I just asked for a limit increase. I asked for 10k and thats what they raised it to.

 

Anyone know if I can call and double dip to have an even larger increase?

 

Thanks in advance


If the link is there go for it, I always ask for $75k, one day maybe Smiley LOL .

Good Luck and congrats on the CLI you already have.






~~ Former Royal Navy Submariner - Proud to have served ~~
Message 5 of 11
Established Member

Re: BOA CLI increase!

Well the link was still there so I asked to raise it 20k.. Now I'm getting a letter in the mail lol

Amazon: 800
Amex: 1,000
Amex: 2,000
Best Buy: 3,500
BOA: 10,000
Care Credit: 7500
CCU: 5,000
Citi: 4,200
Disc: 3,000
Nordstrom: 500
Paypal: 2000
Suntrust: 2,800
WF: 5,000


Goal - 50k CL, Current - 47300
Message 6 of 11
Established Contributor

Re: BOA CLI increase!

No harm no foul, it was worth a crack.
181 days from now, ask for the world.





~~ Former Royal Navy Submariner - Proud to have served ~~
Message 7 of 11
Established Contributor

Re: BOA CLI increase!


@Rjames18 wrote:

Well the link was still there so I asked to raise it 20k.. Now I'm getting a letter in the mail lol


You'll get a letter - after the request is manually reviewed.  That usually happens within 1-3 business days, and it doesn't always lead to an outright denial.  

(2/2019)
FICO 8 (EX) 797 (TU) 817 (EQ) 791
FICO 9 (EX) 821 (TU) 829 (EQ) 825

$700K+ club
Message 8 of 11
Moderator

Re: BOA CLI increase!

+1 DW and I have both had CLIs a day or two after receiving that message.  But you can't win if you don't play, right?

Message 9 of 11
Valued Contributor

Re: BOA CLI increase!

Congratulations on your CLI!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 10 of 11