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BOA CLI

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NAVYCHOP
Regular Contributor

BOA CLI

Just wanted to say thank you for the advice I have received on this forum regarding BOA credit line increases.  A few years ago I obtained a BOA Amtrak card in 2021 which was promptly sold off to FNBO.  It annoyed me because BOA moved most of my credit line leaving me with a mere $2k on my Alaska Air which the bank would never raise over the last four years.

So I sock drawered the Alaska card and applied for the Premium Rewards Elite in Sept 2024.  BoA gave me a $25k SL on that card.  I since moved from Gold to Platinum Honors.  I used the card heavily never paying interest over the last ten months.  In June the CLI button showed up for the first time.  Based on advice from this forum, I brashly asked for a CLI to $95k and the soft pull approved an increase from $25k to $45k.  I never would have assumed I would be granted a $20k increase after the trouble I had with no CLIs on the Alaska card.  Thus, I never would have received such a large increase, had it not been that some on this forum suggested asking for a large $95k CL.  Thank you!

 

Along with the SUB, I have built up enough points in ten months to redeem for about $4000 in airline tickets with their 20 percent bonus for air redemption so the card has been a good fit for me.

Message 1 of 10
9 REPLIES 9
JoeRockhead
Community Leader
Super Contributor

Re: BOA CLI

Outstanding increase, congratulations on your new liimit!

Message 2 of 10
Dcowboy08
Regular Contributor

Re: BOA CLI

Grats on that CLI and the Brashness...

Message 3 of 10
coreyb80
Super Contributor

Re: BOA CLI

Congrats on the bump!

Message 4 of 10
Aptiger
New Visitor

Re: BOA CLI

Congrats!

Message 5 of 10
cashorcharge
Community Leader
Super Contributor

Re: BOA CLI

WOOHOO!! Congratulations on your Approval!!👏🏼🍾🥂

Message 6 of 10

Re: BOA CLI

Sweet CLI - congrats! 












Message 7 of 10
firefox100
Valued Contributor

Re: BOA CLI

Congratulations on great credit increase way to go, enjoy it have fun at it.

Message 8 of 10
Copenix
Contributor

Re: BOA CLI

That's great - strong increase. Congrats.

Building credit in the U.S. since January 2022

Current cards:

Total Credit Limit $91.2K | Utilization 0.9%

FICO 8s June 2025


Message 9 of 10
dfwxjer
Frequent Contributor

Re: BOA CLI

Congrats! Once the relationship is established, BofA is generous with credit limits. 

Current active cards:
Amex - Platinum, BCE
BofA - Unlimited Cash Rewards Sig
Chase - CSR, Amazon Prime
Citi - Custom Cash, Costco Visa
TCL - $315k
CC utili - 2%
Experian - 804
Message 10 of 10
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