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BOA CLI

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babygirl1256
Senior Contributor

Re: BOA CLI

Congrats on your BOA CLI . . . that's awesome!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 11 of 15
IamWesty12
Frequent Contributor

Re: BOA CLI


@SweetCreditObsession wrote:

I checked my calendar and found that it was time to request a BOA CLI. 

 

I plugged in a value that was double my existing credit line and they returned with a 10K increase.

 

Not a bad way to end the month. 


@SweetCreditObsession congrats!!  Even sweeter that it was instant!

Starting Score: 461
Current Score: 689
Goal Score: 775


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Message 12 of 15
SweetCreditObsession
Valued Contributor

Re: BOA CLI

@IamWesty12 - thank you so much. I've found BoA to be quite generous. I was started with a credit line that was about in the middle compared to my other lines but this one has grown steadily and quite generously every three to four months. 



(+102) | (+106) | (+151) | TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: 807

Initial Goal: Min. 740 w/all CRAs - Met
Next Goal: Amex BCE
Current Goal(s): Min. 780 w/all CRAs
Gardening Until: ??/??/202?| Last App: 7/21/2021
Message 13 of 15
Janneman
Established Contributor

Re: BOA CLI


@SweetCreditObsession wrote:

@IamWesty12 - thank you so much. I've found BoA to be quite generous. I was started with a credit line that was about in the middle compared to my other lines but this one has grown steadily and quite generously every three to four months. 


All lenders are pretty much the same except some exceptional one like NFCU and Amex....Otherwise, they all want to see spending or usage of card, else no juice....

Message 14 of 15
SweetCreditObsession
Valued Contributor

Re: BOA CLI

@Janneman - I'm carrying a balance on the card - less than 10% of the total credit line. I use it at most 1 - 3 times per month and not for large amounts.  I don't make a charge on it every month. I typically use it every other month or so.



(+102) | (+106) | (+151) | TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: 807

Initial Goal: Min. 740 w/all CRAs - Met
Next Goal: Amex BCE
Current Goal(s): Min. 780 w/all CRAs
Gardening Until: ??/??/202?| Last App: 7/21/2021
Message 15 of 15
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