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BOA Cash Rewards Approval

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BOA Cash Rewards Approval

Was on the fence about applying since I have alot of inquires in the past 24mo but saw i had a pre-approval offer everytime i logged into my BOA app and said screw it lets apply...whats the worst that can happen?? my score drop and a denial?? lol closed my eyes and hit submit...put laptop down on couch walked away grabbed a beer out the fridge came back to an approval with a 3k SL !! 

8 REPLIES 8
Frequent Contributor

Re: BOA Cash Rewards Approval

Nice, congrats on the Approval, take care of BOA and they will take care of you!


BK 7 Discharged: 05/30/2018
Fico Scores after Discharge: Experian-552 TransUnion- 490 Equifax- 571
Message 2 of 9
Contributor

Re: BOA Cash Rewards Approval


@KingClaiborne wrote:

Was on the fence about applying since I have alot of inquires in the past 24mo but saw i had a pre-approval offer everytime i logged into my BOA app and said screw it lets apply...whats the worst that can happen?? my score drop and a denial?? lol closed my eyes and hit submit...put laptop down on couch walked away grabbed a beer out the fridge came back to an approval with a 3k SL !! 


CONGRATS !!

Grabbing the beer in between waiting for the approval screen was a good Mojo I'm sure.... LOL

I know the feeling. I just got approved for the same card the other day. 664 Experian
I wanted the Premium Rewards Card, but I figured best not to push the odds to much..
The Cash Rewards Card seem like a real solid everyday card, so I'm sure we will both make good use of it.

Cheers !

 

GoingGold
*UPDATED AS OF 09/09/2019*
EQ: 712 ___ TU: 708 ___ EX: 689
Utlz:1% ___ Old Lates/COs: 2 ___ Collections: 0 ___ Public Records: 0 ___ Last Late: 2.1 yrs ___ AAoA: 7.1 yrs ___ AAoOA: 23.10 yrs

AMEX PLATINUM ___ AMEX GOLD = $3,000 (P.O.T) ___ AMEX BONVOY BRILLIANT = $5,000 ___ AMEX CASH MAGNET = $1,000
CAP ONE VENTURE = $30,000 ___ CAP ONE QUICKSILVER = $3,500 ___ CAP ONE PLATINUM SECURED = $500
BANK OF AMERICA CASH REWARDS = $15,000 ___ BANK OF AMERICA PREMIUM REWARDS = $15,000
DISCOVER IT MILES = $15,000 ___ FIDELITY INVESTMENTS CASH REWARDS = $16,500
**TOTAL OVERALL CREDIT LIMIT = $101,500, or $104,500 if you include the Amex Gold P.O.T option CL.
Message 3 of 9
Senior Contributor

Re: BOA Cash Rewards Approval

Congrats on your approval !!!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 4 of 9
Valued Contributor

Re: BOA Cash Rewards Approval

+1 on what Nova stated...  BoA will take care of you over time, I'm up for another CLI this week, will see how it goes!  Congrats on the approval!



Message 5 of 9
Valued Contributor

Re: BOA Cash Rewards Approval

Congrats on the approval and the pre-celebratory beer!


Scores - All bureaus 750 +/-
TCL - Est. $275K
Message 6 of 9

Re: BOA Cash Rewards Approval

Good luck on the CLI !!! And thanks for all the congratulations guys !! Time for some gardening now though lol
Message 7 of 9
Valued Contributor

Re: BOA Cash Rewards Approval

Congrats on your BOA Cash Rewards approval! That beer probably tasted better with an approval! Smiley Very Happy






Message 8 of 9
Senior Contributor

Re: BOA Cash Rewards Approval

Congratulations on your approval!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 9 of 9
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