BOA Cash Rewards Approval

Anonymous · ‎12-17-2018

Was on the fence about applying since I have alot of inquires in the past 24mo but saw i had a pre-approval offer everytime i logged into my BOA app and said screw it lets apply...whats the worst that can happen?? my score drop and a denial?? lol closed my eyes and hit submit...put laptop down on couch walked away grabbed a beer out the fridge came back to an approval with a 3k SL !!

Nova5041 · ‎12-17-2018

Nice, congrats on the Approval, take care of BOA and they will take care of you!

BK 7 Discharged: 5/30/2018
Fico Scores after Discharge: Experian-552 TransUnion- 490 Equifax- 571

Anonymous · ‎12-17-2018

@Anonymous wrote:
Was on the fence about applying since I have alot of inquires in the past 24mo but saw i had a pre-approval offer everytime i logged into my BOA app and said screw it lets apply...whats the worst that can happen?? my score drop and a denial?? lol closed my eyes and hit submit...put laptop down on couch walked away grabbed a beer out the fridge came back to an approval with a 3k SL !!

CONGRATS !!

Grabbing the beer in between waiting for the approval screen was a good Mojo I'm sure.... LOL

I know the feeling. I just got approved for the same card the other day. 664 Experian
I wanted the Premium Rewards Card, but I figured best not to push the odds to much..
The Cash Rewards Card seem like a real solid everyday card, so I'm sure we will both make good use of it.

Cheers !