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BOA Cash rewards approval - secured

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Regular Contributor

BOA Cash rewards approval - secured

I was just approved for the BOA cash rewards card secured version ($99/500). I know it sucks but I do bank with them and I have no problem with them. I have been on a fence on apping for a very long time so I finally just gave in since I have been reading many has been graduated early. I am done now, I am happy. Off to the garden I go! Smiley Happy

 

Current scores are on my signature for reference. 


As of 08/24/16: EQ: 650 | TU: 677 | EX: 661
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Frequent Contributor

Re: BOA Cash rewards approval - secured


@awleesha13 wrote:

I was just approved for the BOA cash rewards card secured version ($99/500). I know it sucks but I do bank with them and I have no problem with them. I have been on a fence on apping for a very long time so I finally just gave in since I have been reading many has been graduated early. I am done now, I am happy. Off to the garden I go! Smiley Happy

 

Current scores are on my signature for reference. 


That is all there is to it. I've been banking with them for 16 years...and have never had a  problem. Before you know it, that CC will be unsecured with a reasonably high 5 digit limit. Hang in there.

"Though You Give up Your Life, Do Not Give up Your Honor." - Miyamoto Musashi

"I Love The Name of Honor, More Than I Fear Death." - Julius Caesar

*Currently at 5.6% bodyfat Smiley Tongue AimED for 5.6% Smiley Tongue
Message 2 of 14
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Regular Contributor

Re: BOA Cash rewards approval - secured

I definitely will hang in there! Smiley Happy thank you!


As of 08/24/16: EQ: 650 | TU: 677 | EX: 661
Message 3 of 14
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Moderator

Re: BOA Cash rewards approval - secured

Congrats!

Message 4 of 14
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Established Contributor

Re: BOA Cash rewards approval - secured

Congrats
Message 5 of 14
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Valued Member

Re: BOA Cash rewards approval - secured

Congrats. I also applied and have the same card on the way. It's good to know that if we do everything correctly, five digit CL will be nice!
Credit Score - 5/29/2016: EX8 594 | TU8 573 | EQ8 569

Credit Score - 6/11/2016: EX8 638 | TU8 625 | EQ8 608

Credit Score - 7/05/2016: EX8 635 | TU8 618 | EQ8 599
Inquiries - 6/11/2016: EX 14 | TU 1 | EQ 15
Message 6 of 14
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Super Contributor

Re: BOA Cash rewards approval - secured

Congrats



EX08 658 EQ08 664 TU08 672 Total Credit Line: 63,550Utilization: 19.4%Inquiries: EQ8 EX11 TU11
Message 7 of 14
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Regular Contributor

Re: BOA Cash rewards approval - secured

Thank you everyone Smiley Happy 


As of 08/24/16: EQ: 650 | TU: 677 | EX: 661
Message 8 of 14
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Valued Contributor

Re: BOA Cash rewards approval - secured

Congrats!
                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 9 of 14
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New Contributor

Re: BOA Cash rewards approval - secured

Congrats Smiley Happy  Just wanted to chime in and agree with what others have said...

 

This card has been GOOD to me. I started out with a secured card $300.00 limit last August. I treated it well and it graduated early with an auto increase to $900 and tonight I called in for something to do with my payment and they let me know I qualify for another increase with no hard pull. I asked for $5000 they countered me for $2700 !!! I'm VERY happy with a $2400 increase in 10 months Smiley Happy

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