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BOA approval

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Islandhopper91
Established Member

BOA approval

Checked my credit report this morning and noticed my last baddie had fallen off of My TU report and was now showing a 789 fico. (Mod cut - these types of tactics/comments are not permitted per the myFICO Forums TOS) applied for the BOA BankAmericard due to no annual fee and low interest rate.  limit seems a bit low for a 789 fico score 
DP
Instantly approved off of TU data for $6000.

789 fico on TU (got notification from Experian of attempted pull) 

4% uti (daily expenses) 

No prior relationship

6/24 new accounts 

3 inq on TU

110k income

 

 

 

 

Message 1 of 17
16 REPLIES 16
Elpadrino1
Valued Contributor

Re: BOA approval

Congratulations on your BofA approval!!

Message 2 of 17
CYBERSAM
Senior Contributor

Re: BOA approval

Congrats on BOA approval 🤑👍👍







                
Message 3 of 17
DesertWanderer
Frequent Contributor

Re: BOA approval

Congrats on your approval!



Message 4 of 17
coreyb80
Super Contributor

Re: BOA approval

Congrats on the approval!

Message 5 of 17
SEAlifer
Established Contributor

Re: BOA approval

Congratulations!

AU

Message 6 of 17
coldfusion
Community Leader
Mega Contributor

Re: BOA approval

Congrats on the approval.  $6K is not a terrible SL from them especially with you not being a prior client. 

 

With moderate use and strong payment history you should be able to grow that limit over time with SP CLIs. 

(3/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 7 of 17
CreditMagic7
Mega Contributor

Re: BOA approval

Congratulations on the BofA approval!!

Message 8 of 17
SDMarik
Established Contributor

Re: BOA approval

Congratulations on the BOA Approval!



"When prosperity comes, do not use all of it"
Message 9 of 17
gdale6
Moderator Emeritus

Re: BOA approval

Grats on your BoA approval Smiley Happy

 

6K was my SL for my 1st BoA card.

Message 10 of 17
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