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BOA (bank of america) premium and cash rewards approvals,

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Anonymous
Not applicable

BOA (bank of america) premium and cash rewards approvals,

Applied and wasnt an instant decision but got approved for both. Premium sl is 16k and cash rewards sl is 7k

11 REPLIES 11
Anonymous
Not applicable

Re: BOA (bank of america) premium and cash rewards approvals,

That's awesome. I just got a auto loan through them and was thinking about one of their cards. You have any data points?
Congrats!
Message 2 of 12
Anonymous
Not applicable

Re: BOA (bank of america) premium and cash rewards approvals,

Not bad at all...congratulations on your approvals!!....Smiley Happy

Message 3 of 12
Cred4All
Valued Contributor

Re: BOA (bank of america) premium and cash rewards approvals,

$16k's a great SL, congrats.  I also would ask if you have any data points to share?


Message 4 of 12
xaximus
Valued Contributor

Re: BOA (bank of america) premium and cash rewards approvals,

Congrats on the dual approval!



Scores - All bureaus 770 +
TCL - Est. $410K
Message 5 of 12
Anonymous
Not applicable

Re: BOA (bank of america) premium and cash rewards approvals,

My scores are between 715 and 750. I've been in the garden for 2 years but do have a lot of accounts. I have about 300k in credit. I use about four cards out of the 20 I have. I use the others every now and then to keep them active. Im using about 15% overall utilization. 1-3 inqs on reports.

Message 6 of 12
19eighty5
Senior Contributor

Re: BOA (bank of america) premium and cash rewards approvals,

Congratulations on your approvals!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 7 of 12
Malcono
Regular Contributor

Re: BOA (bank of america) premium and cash rewards approvals,

Congrats on the approvals and great SLs!



                                                  
                                                                                              
Total Credit: $107,000Utilization: 1%AAoA: 2yrs, 4mthsAoOA: 3yrs, 1mthAoYA: 1yrs, 10mthsBaddies: 0

Message 8 of 12
Anonymous
Not applicable

Re: BOA (bank of america) premium and cash rewards approvals,

Congrats!

 

I am a huge advocate for BOA...they have been very good to me.  And their 0 % apr offers are consistent and useful expeically around the holidays if you like to pay off debt over a 12-18 month period of time. 

Message 9 of 12
sghosh5
Valued Contributor

Re: BOA (bank of america) premium and cash rewards approvals,


@Anonymous wrote:

Applied and wasnt an instant decision but got approved for both. Premium sl is 16k and cash rewards sl is 7k


Just wondering why did you apply two BOA cards at same time? Do they pull only once for two apps? Also how long you had to wait to get the decision. I just applied for Premium and it went into pending mode. This is the first time i did not get an instant denial from them. Keeping my fingers crossed.




Shell FCU : 5K
Message 10 of 12
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