BOA cash rewards

Anonymous · ‎10-03-2018

Hello all here is my initial post. I applied for cash rewards red card. Application over the phone on the 29’th and got approved from “app is under review “ today the 1’st at 12:30pm. I got approved for 6k. Got a credit karma score of 754 Experian and 755 Transunion. 5% utilization ratio, payment history 100% on time, 0 derogatory marks, 2y-11m history (I’ve had cards since 18), 13 total accounts, 0 hard pulls ( I’ve not applied for like 1 1/2 year). I got in credit lines 11k American Express, 2,500 suntrust, discover 9k, cap1 7k, 9k suncoast credit union, 13/24k left on my suntrust car loan, 2.8/3.5k personal loan.

Medic981 · ‎10-03-2018

Welcome to the myFICO forums! And...

Bank of America Cash Rewards Visa Signature : 8/17 : $11.2K APR 18.99%

SYNCB - Amazon Prime Store Card : 9/17 : $5K APR 28.24%

Synchrony Car Care : 9/17 APR 29.99%: $2.5K

Synchrony - Conoco : 9/17 : $1.55K APR 29.24%

American Express Everyday Cash : 7/18 : $20K APR 18.74%

Citi Bank Double Cash World Elite MasterCard : 8/18 : $6.5K APR 3.99%

NFCU Flagship Rewards Signature Visa : 11/18 : $25K APR 9.99%

Chase Sapphire Preferred Visa Signature : 10/19 : $8.2K APR 19.99%

PenFed Gold Visa Signature : 03/20 : $7.5K APR 16.49%

Bank of America Amtrak Guest Rewards Platinum Mastercard : 11/20 : $8K APR 18.99%

Synchrony Bank - CareCredit: 12/20 : $4K APR 26.99%

Synchrony Bank - Lowes: 7/21 : $7K APR 25.99%

Chase Freedom Unlimited Visa Signature : 10/21 : $12.3K APR 19.99%

Chase Southwest Airlines Rapid Rewards Priority Visa Signature

USAA Preferred Cash Rewards Visa Signature Card

Your FICO credit scores are not just numbers, it’s a skill.

Anonymous · ‎10-03-2018

Thank you for the welcome. I’m making a purchase for a new toy at 750$ and boa says spend 500 or more in 90 days get 200$ cash back. SOLD SOLD SOLD lol. Love credit card offers