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BOFA CLI 20k-->32,600!

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pianoman224
Member

BOFA CLI 20k-->32,600!

Requested a CLI on my Alaska Airlines BofA card. I tried for 50k, but after several seconds of thinking, the system gave me $32,600. Not bad! 

 

Not sure if this was a hp or sp yet

Message 1 of 14
13 REPLIES 13
LakeLife
Established Contributor

Re: BOFA CLI 20k-->32,600!

Congrats!  Nice CLI.  They should make it pretty clear as you're clicking through the screens what kind of credit check it will be.  You may have missed it.  

 




Message 2 of 14
Anonymous
Not applicable

Re: BOFA CLI 20k-->32,600!

Congrats on a killer increase!!
Message 3 of 14
M_Smart007
Legendary Contributor

Re: BOFA CLI 20k-->32,600!

 

Congrats on yer BoA Increase!

 

 

 

Message 4 of 14
Anonymous
Not applicable

Re: BOFA CLI 20k-->32,600!

Congrats on your BofA CLI!

Message 5 of 14
Cred4All
Valued Contributor

Re: BOFA CLI 20k-->32,600!

Nice increase, congrats!!


Message 6 of 14
JR_TX
Valued Contributor

Re: BOFA CLI 20k-->32,600!

Congrats! I’m assuming you have an existing Deposit or ME acct with them?
New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 7y10m | UTIL 1% - 4% | $300K+ Total Limits

Message 7 of 14
Anonymous
Not applicable

Re: BOFA CLI 20k-->32,600!

Congrats on your CLI.

 

BofA started doing only soft pulls for CLIs on 5/21/18.  See Bank of America to Stop Hard Pulling for Credit Limit Increases

Message 8 of 14
Anonymous
Not applicable

Re: BOFA CLI 20k-->32,600!

Can't beat a > 50% SP CLI!

Message 9 of 14
KELSTAR
Regular Contributor

Re: BOFA CLI 20k-->32,600!


@pianoman224 wrote:

Requested a CLI on my Alaska Airlines BofA card. I tried for 50k, but after several seconds of thinking, the system gave me $32,600. Not bad! 

 

Not sure if this was a hp or sp yet

 

Lovely, CLI!


I don't have a relationship with Bank of America but I have seen some great SL and CL increases. BOA doesn't have branches in Wisconsin for me but just south in Illinois they do. I might have to inquire for my future Simple 401k retirement plan with Merrill Lynch. 

 

What spend did you put through that card recently????

 

 

Signature as of 10/01/21. Clean file. MYFICO 3B. I live in Green Bay, Wisconsin for those tracking what credit bureau is pulled by location.
FICO 8 EQ=796 TU=799 EX=801
FICO 9 EQ=816 TU=816 EX=813
MORTGAGE SCORES EQ=773 TU=782 EX=787
AAoA=4Y3M AoOA=11Y4M AoYA=5M
VANTAGE SCORES EQ=825 TU=813 EX=813
BUSINESS CREDIT SCORES. Formed LLC 6/1/18. YEARLY SALES=3M
EXPERIAN BUSINESS CREDIT SCORE=77 EXPERIAN FINANCIAL STABILITY RISK RATING=1 SMALL BUSINESS SCORE SERVICE SCORE=210 D+B=80
HARD PULLS last 12 months EQ=1 TU=1 EX=1 Three new accounts reporting.
HARD PULLS last 24 months EQ=1 TU=2 EX=2 Four new accounts reporting.
INCOME=$290k as of 10/01/21 for income stated on applications. DTI=2.5% Business sales 300k monthly.
MAIN BUSINESS and PERSONAL BANKING=CHASE
MORTGAGE=800K 03/21 2.25%
INSTALLMENT LOAN. Vehicle loan opened 08/18. Zero down. 45K at 0% for 60 months LINCOLN FINANCE.

OPEN PERSONAL ACCOUNTS/OPEN DATE
DISCOVER=34k 10/17 CITI COSTCO VISA=16k 06/18 US BANK CASH+=7k 06/18 PENFED PLATINUM REWARDS=10k 07/18 CHASE FREEDOM=10k 07/19 CHASE SAPPHIRE RESERVE=14.1k 09/20 AMEX PLATINUM= NPSL 04/21 AMEX HILTON SURPASS=10k 05/21

OPEN BUSINESS ACCOUNTS/OPEN DATE
CHASE INK CASH=10k 07/18 AMEX MARRIOT BONVOY=10k 02/19 CHASE INK UNLIMITED=10k 09/19 US BANK BUSINESS CASH=29k 10/19 WELLS FARGO BUSINESS PLATINUM=20k 11/19 AMEX LOWES BUSINESS=15k 11/19 AMEX BLUE BUSINESS PLUS=35k 02/20 CHASE INK PREFERRED=50k 07/20 AMEX BUSINESS GOLD=NPSL 09/20 AMEX BUSINESS PLATINUM=NPSL 05/21 CHASE BUSINESS LINE OF CREDIT= 225k 09/21
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