Re: BOFA CLI - myFICO® Forums

Outsiderdf · ‎10-29-2018

Cash Rewards. Wasn't too greedy and asked for 4K from 1K. SP approved on exactly the 6-month date.

I hesitated on the website since it said it would pull my credit report. Has anyone done the site luv button lately?

Stats before the increase:

Total credit lines: $50,500

Cards since April (currently gardening): 11

FICO 8 Experian: 698, 38 inquiries (various aside from CC, such as mortgage)

FICO 8 Transunion: 695, not sure how many inquiries, I get this from my BOFA account

FICO 9 Experian: 674, not sure how many inquiries, I get this from my Wells Fargo account

Vantage Transunion: 671, 19 inquiries

Vantage Equifax: 659, 21 inquiries

Medic981 · ‎10-29-2018

Bank of America Cash Rewards Visa Signature : 8/17 : $11.2K APR 18.99%

SYNCB - Amazon Prime Store Card : 9/17 : $5K APR 28.24%

Synchrony Car Care : 9/17 APR 29.99%: $2.5K

Synchrony - Conoco : 9/17 : $1.55K APR 29.24%

American Express Everyday Cash : 7/18 : $20K APR 18.74%

Citi Bank Double Cash World Elite MasterCard : 8/18 : $6.5K APR 3.99%

NFCU Flagship Rewards Signature Visa : 11/18 : $25K APR 11.49%

Chase Sapphire Preferred Visa Signature : 10/19 : $8.2K APR 21.74%

PenFed Gold Visa Signature : 03/20 : $7.5K APR 16.49%

Bank of America Amtrak Guest Rewards Platinum Mastercard : 11/20 : $8K APR 18.99%

Synchrony Bank - CareCredit: 12/20 : $4K APR 26.99%

Cap1 QS1 10/16 - CLOSED 09/18 RIP : $1.1K

Comenity Capital Bank Adorama Credit Card : 8/18 CLOSED 11/18 : RIP $3K

Chase Southwest Airlines Rapid Rewards Priority Visa Signature

USAA Preferred Cash Rewards Visa Signature Card

Your FICO credit scores are not just numbers, it’s a skill.

Steve891 · ‎10-29-2018

Congrats on your BofA CLI!

19eighty5 · ‎10-29-2018

Congratulations on your CLI!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:

AMEX Platinum Delta SkyMiles | $1,400 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $1,500 | May 2004

Citi AAdvantage Platinum Select | $5,600 | March 2020

Goldman Sachs Apple Card | $2,000 | March 2020

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $2,500 | March 2020

Audi Q5 - Capital One Auto Finance | $43K/72mo/7.8% | February 2020

On the chopping block:

AMEX Gold Delta SkyMiles | $1,000 | July 2018

Comenity Williams-Sonoma | $250 | September 2018

Comenity Overstock | $3,900 | August 2018

Discover it Cash Back | $500 | November 2019

AMEX Green Card | NPSL + POT | March 2019

Express · ‎11-28-2018

@Outsiderdf wrote:
Cash Rewards. Wasn't too greedy and asked for 4K from 1K. SP approved on exactly the 6-month date.

I hesitated on the website since it said it would pull my credit report. Has anyone done the site luv button lately?

Stats before the increase:

Total credit lines: $50,500

Cards since April (currently gardening): 11

FICO 8 Experian: 698, 38 inquiries (various aside from CC, such as mortgage)
FICO 8 Transunion: 695, not sure how many inquiries, I get this from my BOFA account
FICO 9 Experian: 674, not sure how many inquiries, I get this from my Wells Fargo account
Vantage Transunion: 671, 19 inquiries
Vantage Equifax: 659, 21 inquiries

Congrats!

CL $408,200