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BOFA Cash rewards $8k SP CLI - Wow. what a jump from $2k to $10k

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GetMeSlick
Established Contributor

BOFA Cash rewards $8k SP CLI - Wow. what a jump from $2k to $10k

Let me begin saying, this BOFA cash rewards card is second oldest card of my 30 plus accounts. BOFA started off me with $1000 7 years back. Smiley Happy

They increased it to $2000, 2 years later, with a Hardpull request Smiley Frustrated. I still took it, because i have used this card as my daily driver those days.Smiley Tongue

 

Then I never started asking CLI on this card, as my other Cards started looming on my wallet.Smiley Very Happy

 

Today after seeing some recent SP CLI approvals on my Citi(DC $2k SP CLI, Costco $3K SP CLI)Heart , i decided to hit the "Credit Line request" blue link. I asked CLI only for $10k Smiley Tongue. Filled up all required details, then it took 30 seconds to show me the golden message

 

"Congrats, you have been approved for $10K" HeartHeart

 

Wow, that's so nice to see on my most beloved credit card from BOFA. Smiley Very Happy

 

One thing to note though, a month ago, I put a purchase of $275 on this card. before I just used it less than $50 occasionally on this card.

 

Should I pull the same trigger on my other BOFA Cards? Recommendations are welcomed ...

  1. BOFA Cash rewards 2- $2k
  2. BOFA Travel rewards 1 - $8k
  3. BOFA Travel rewards 2 - $6k
  4. BOFA BBR - $2k

 

4/2024 FICO TU-840|EX - 838|EQ -840
Total Credit - $535K+
Starting Score: 640
Current Score: 840
Goal Score: 850


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Gardening since Mar/2024
Message 1 of 7
6 REPLIES 6
gdale6
Moderator Emeritus

Re: BOFA Cash rewards $8k SP CLI - Wow. what a jump from $2k to $10k

Excellent, grats on getting it Smiley Happy
Message 2 of 7
Harvey26
Valued Contributor

Re: BOFA Cash rewards $8k SP CLI - Wow. what a jump from $2k to $10k


@GetMeSlick wrote:

Let me begin saying, this BOFA cash rewards card is second oldest card of my 30 plus accounts. BOFA started off me with $1000 7 years back. Smiley Happy

They increased it to $2000, 2 years later, with a Hardpull request Smiley Frustrated. I still took it, because i have used this card as my daily driver those days.Smiley Tongue

 

Then I never started asking CLI on this card, as my other Cards started looming on my wallet.Smiley Very Happy

 

Today after seeing some recent SP CLI approvals on my Citi(DC $2k SP CLI, Costco $3K SP CLI)Heart , i decided to hit the "Credit Line request" blue link. I asked CLI only for $10k Smiley Tongue. Filled up all required details, then it took 30 seconds to show me the golden message

 

"Congrats, you have been approved for $10K" HeartHeart

 

Wow, that's so nice to see on my most beloved credit card from BOFA. Smiley Very Happy

 

One thing to note though, a month ago, I put a purchase of $275 on this card. before I just used it less than $50 occasionally on this card.

 

Should I pull the same trigger on my other BOFA Cards? Recommendations are welcomed ...

  1. BOFA Cash rewards 2- $2k
  2. BOFA Travel rewards 1 - $8k
  3. BOFA Travel rewards 2 - $6k
  4. BOFA BBR - $2k

 


Congrats! Maybe you should combine both travel rewards cards together and then combine the cash rewards and bbr card. Just a thought

Amex ED: 7K, Delta Gold Amex: 7K Macys Amex: 8K , Bloomingdales Amex: 1K , BOA Premium Rewards: 59.9K , Best Buy Visa: 7K , Banana Republic Mastercard: 5K Target Store Card: 2K VACU Mastercard: 11.5K Discover: 25K, Penfed Platinum Rewards: 12.5K, Apple Card:3K, TD Double Up: 15K,
Message 3 of 7
Cred4All
Valued Contributor

Re: BOFA Cash rewards $8k SP CLI - Wow. what a jump from $2k to $10k

Congrats on the CLI!


Message 4 of 7
19eighty5
Senior Contributor

Re: BOFA Cash rewards $8k SP CLI - Wow. what a jump from $2k to $10k

Congratulations on your CLI approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 5 of 7
CreditMagic7
Mega Contributor

Re: BOFA Cash rewards $8k SP CLI - Wow. what a jump from $2k to $10k

BofA Really Rocks! 

 

Congrats on the nice line improvement/increase.

Message 6 of 7
Anonymous
Not applicable

Re: BOFA Cash rewards $8k SP CLI - Wow. what a jump from $2k to $10k

Congrats on the CLI!!!

 

Yes you can request increases on the other cards and aim for the moon when you do - it's a SP. Smiley Wink

Message 7 of 7
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