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Baby Paypal 2% MC just became a toddler!

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Valued Contributor

Re: Baby Paypal 2% MC just became a toddler!

BOOM! Congrats....Smiley Happy

American Express Business Gold(NPSL 10k) Chase CSP (25k) Pier 1(23.5k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(18k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (10k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(9.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (4.5k✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until Aug 2020

FICO 8 Scores EX 693(7) EQ 687(9)TU 708(10)
AAOA 4yrs TCL=332,600
Message 31 of 41
Community Leader
Mega Contributor

Re: Baby Paypal 2% MC just became a toddler!

Thanks Doinit1Smiley Happy

Gonna buy my little guy some nice ficos for ChristmasSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 32 of 41
Frequent Contributor

Re: Baby Paypal 2% MC just became a toddler!


@AverageJoesCredit wrote:
Was checking my accounts yesterday and pleasantly surprised to find my baby $300 PayPal 2% CB MC received an auto increase to $1050 after its 3rd statement cut. Really love the ease of use and lack of redemption limit. Haven't received an auto increase from Sync since the begining of my rebuildSmiley Happy.

Congrats on your card losing its diapers. Hopefully he’ll continue to grow big and strong. 😉

Message 33 of 41
Community Leader
Mega Contributor

Re: Baby Paypal 2% MC just became a toddler!

Thanks, might look into raising his allowanceSmiley Wink
#ChaseCreditCardHobby Enthusiast
2022
!
Message 34 of 41
Valued Contributor

Re: Baby Paypal 2% MC just became a toddler!

Well done AJC, Synch must be growing fond of you to give you auto love! Smiley Happy

Amex PRG (NPSL), Amex Blue Cash ($24K), Amex Simply Cash+ ($4K), Discover ($22.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($10K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($7.8K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($10K)
Message 35 of 41
Established Contributor

Re: Baby Paypal 2% MC just became a toddler!

Congrats! (ok, after checking the OP date... belated congrats!) Didn't I say your limits would be overtaking mine soon when you got the card a few months ago?  Looks like you're on the way there... one or two more CLIs and you'll be way ahead of me.

 

 

TCL: $4,000. $500 in wallet, remainder locked away to limit spending.

FICO October 2018: EX 792 (10/11), TU 816 (10/19)
FICO November 2018: EX 792 (11/10) 779 (11/22), TU 805 (11/19)
FICO December 2018: EX 795 (12/20), TU 816 (12/19)
Message 36 of 41
Community Leader
Mega Contributor

Re: Baby Paypal 2% MC just became a toddler!

Thanks ChargedSmiley Happy

Lol LowLimits, indeed. Truthfully you will be my future inspiration once i finally start slashing and dashing. Just want to wait to see everything update, balances paid, pl report, then i can make a battle plan. Even though some might find your method against the grain, its actually appealing. If you dont have high limits, much harder to rerack up high debtSmiley Wink
#ChaseCreditCardHobby Enthusiast
2022
!
Message 37 of 41
Established Contributor

Re: Baby Paypal 2% MC just became a toddler!


@AverageJoesCredit wrote:
Thanks ChargedSmiley Happy

Lol LowLimits, indeed. Truthfully you will be my future inspiration once i finally start slashing and dashing. Just want to wait to see everything update, balances paid, pl report, then i can make a battle plan. Even though some might find your method against the grain, its actually appealing. If you dont have high limits, much harder to rerack up high debtSmiley Wink

And you don't have to slash and dash everything either.  Just keep one or two low limit cards and use them for daily spend, saving the higher ones for emergencies or larger purchases/travel... win win.

 

P.S. Why do you have a seedling?  Did you apply for something else?

 

TCL: $4,000. $500 in wallet, remainder locked away to limit spending.

FICO October 2018: EX 792 (10/11), TU 816 (10/19)
FICO November 2018: EX 792 (11/10) 779 (11/22), TU 805 (11/19)
FICO December 2018: EX 795 (12/20), TU 816 (12/19)
Message 38 of 41
Community Leader
Mega Contributor

Re: Baby Paypal 2% MC just became a toddler!

@LowLimits, lol, after getting my last two hard pulls and receiving nothing, i have begun my 0/24 journey. October 27 was a month since my last hard pull thus the seedling. Next month i get my bronze spade Smiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 39 of 41
Established Contributor

Re: Baby Paypal 2% MC just became a toddler!


@AverageJoesCredit wrote:
@LowLimits, lol, after getting my last two hard pulls and receiving nothing, i have begun my 0/24 journey. October 27 was a month since my last hard pull thus the seedling. Next month i get my bronze spade Smiley Happy

Actually you get the seedling right away, and get the bronze spade a month after the hard pull... so October 27 is your bronze spade date, and December 27 your silver spade date. Smiley Wink

TCL: $4,000. $500 in wallet, remainder locked away to limit spending.

FICO October 2018: EX 792 (10/11), TU 816 (10/19)
FICO November 2018: EX 792 (11/10) 779 (11/22), TU 805 (11/19)
FICO December 2018: EX 795 (12/20), TU 816 (12/19)
Message 40 of 41
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