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9 months ago, DW and I decided to downsize and build a smaller house. Having just closed on our house this past Friday, I decided to app for a few cards
Approved for the following:
NFCU Cash Rewards: 24K @ 11.4%
PayPal Credit: $5250
Citi HHonors Reserve: $5200 @15.99 (a little disappointed in CL)
Credit Limit Increase
Submitted CLI on SPG AMEX, original 3X CLI was $35K …put in a request for $50K last night. I didn’t get an instant approval. I got the 7-10 day message. Logged in this morning, new CL of $50K was approved.
All in all…a grand total of $49,450 of new credit
Updated 6/9/17
On 6/1, I was approved for a car loan. Having already taken the HP, I decide to see if I could get a little love on my other accounts.
First up – PLOC: CL= $10.5K, requested the full $25K – APPROVED
Next up – PF Rewards/PF Promise: Both currently at = $20K, -APPROVED $25K each
Now, I have a PF 3 of a kind: $25K each (PLOC, Rewards, and Promise)
On 6/7 Applied for BOA Cash Rewards - Approved SL = $8K
All in all…a NEW grand total of $81,950 of new credit
Now it's time to head back to the garden
@Anonymous wrote:9 months ago, DW and I decided to downsize and build a smaller house. Having just closed on our house this past Friday, I decided to app for a few cards
Approved for the following:
@Anonymous Cash Rewards: 24K @ 11.4%
PayPal Credit: $5250
@Anonymous HHonors Reserve: $5200 @Anonymous.99 (a little disappointed in CL)
Credit Limit Increase
Submitted CLI on SPG AMEX, original 3X CLI was $35K …put in a request for $50K last night. I didn’t get an instant approval. I got the 7-10 day message. Logged in this morning, new CL of $50K was approved.
All in all…a grand total of $49,450 of new credit
WOW! Loved that you two down-sized on your housing and upsized your CL. Way to Go! A big congratulations to the both of you.
@CreditInspired wrote:
@Anonymous wrote:9 months ago, DW and I decided to downsize and build a smaller house. Having just closed on our house this past Friday, I decided to app for a few cards
Approved for the following:
@Anonymous Cash Rewards: 24K @ 11.4%
PayPal Credit: $5250
@Anonymous HHonors Reserve: $5200 @Anonymous.99 (a little disappointed in CL)
Credit Limit Increase
Submitted CLI on SPG AMEX, original 3X CLI was $35K …put in a request for $50K last night. I didn’t get an instant approval. I got the 7-10 day message. Logged in this morning, new CL of $50K was approved.
All in all…a grand total of $49,450 of new credit
WOW! Loved that you two down-sized on your housing and upsized your CL. Way to Go! A big congratulations to the both of you.
Thanks Creditinspired
Congrats on the approvals and the new smaller house. A few years ago I made that decision myself and I downsized to the point that I only own the house size I need versus the house that TV tells me I should dream about (which I had many times over the past 2 decades).
My cost of living plummetted so far down that I don't even know if I need to work anymore (and I'm still relatively young in my early 40s). Whenever my heating or electricity bill comes, I have to look at it three times because I can't believe how tiny my payments are.
Taxes are so much cheaper, and it's easier to clean and maintain!
Bang is an understatement....Congrats...very very NICE!!!!
@Anonymous wrote:Congrats on the approvals and the new smaller house. A few years ago I made that decision myself and I downsized to the point that I only own the house size I need versus the house that TV tells me I should dream about (which I had many times over the past 2 decades).
My cost of living plummetted so far down that I don't even know if I need to work anymore (and I'm still relatively young in my early 40s). Whenever my heating or electricity bill comes, I have to look at it three times because I can't believe how tiny my payments are.
Taxes are so much cheaper, and it's easier to clean and maintain!
Thanks! I agree on the much smaller home angle. Like you i am also in my 40s.
@Anonymous wrote:Bang is an understatement....Congrats...very very NICE!!!!
Thanks doinit!
@AverageJoesCredit wrote:
Congrats Op on your success . Very impressed with your PP credit sl, thats very high for them . Navy is a true keeper, well done
Thanks AverageJoe. Definitely love the PP SL. I have been a member of NF for some time now and could apply for any of their wonderful products. Needless to say the minute i had the keys in my hand, i hit submit on my application.. lol
@Anonymous wrote:Congrats on the approvals and the new smaller house. A few years ago I made that decision myself and I downsized to the point that I only own the house size I need versus the house that TV tells me I should dream about (which I had many times over the past 2 decades).
My cost of living plummetted so far down that I don't even know if I need to work anymore (and I'm still relatively young in my early 40s). Whenever my heating or electricity bill comes, I have to look at it three times because I can't believe how tiny my payments are.
Taxes are so much cheaper, and it's easier to clean and maintain!
Ditto for me too.
I really enjoy when MyFICOers share their stories.