I went through a divorce and burned AMEX with an 8K charge off in 2011. I didn't pay it and it was removed from my EX in September. 2017 In October I was approved for the BCE with the steps program $500 SL (HP). I asked for a CLI at 61 days, approved to $1000. The same day I apped an was approved for Delta Gold, $2000 SL (HP) received SUB. Last month I saw the I was pre-approved for several cards. I applied for Hilton Honors with no annual fee, approved $5000 SL (SP) received SUB It was my largest starting limit.. I wanted the SPG card, but I was scared to apply even though it said I was pre-approved. Today I decided to give it a whirl, approved 10,000 SL (SP). I ran everything though my Delta and Hilton to receive the SUB. PIF the day the statement closes. I am looking forward to the 30k SPG points.
I started rebuilding until the end of 2015 and I went extremely slow. II'm learning from my mistakes (still). I don't think Citi or Chase will ever accpt me. ULT 6% monthly INQs hold my scores down EX 697 (19) TU 689 (12) EQ 680 (12), No lates, CO, or CA remain. No more apps for me, my next app spree will be for a mortgage.
BCE $1000 Delta Gold $2000 Hilton Honors $5000 SPG AMEX $10,000 BofA Cash Rewards Visa $5500, Nordstrom Sig Visa $7000, Barclay Rewards MC $3750, PayPal MC $4250, DiscoverIT $2800, Capital One QS1 MC $700, will close if they do not PC to no AF. Care Credit $8500, Jared $7600, Amazon Store Card $7300. BMWFS 60 months at 2.9% APR since 5/17.
