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Back in with Amex after being Blacklisted

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shevar
Established Member

Back in with Amex after being Blacklisted

Yes. This forum has helped me. Thanks... I now have a BCE. I usually don’t carry balances on my cards but I had over 50% usage. I would have waited to app but I was so excited that my experian had no negatives (chargeoff a). Other than a late 11 months ago. They pulled EX 674 fico.

I did exactly what the previous blacklisted users said do. And it worked. Can’t wait until my credit card balances report. To see what I’m really working with.
Message 1 of 16
15 REPLIES 15
JGGM
Frequent Contributor

Re: Back in with Amex after being Blacklisted

Congrats - I was definitely on that same list for probably close to ten years. I never had the intention on re-applying with them until they sent me an offer in the mail and I decided to give it a shot. 

Current Score 7-1-21: TU: 812 EX: 805 EQ: 839
Goal Score:ACHIEVED - 800 Across the Board
In My Wallet: Cap1 QS - PenFed Power Cash Rewards - PenFed Promise - AmEx Delta Platinum - DISCO - NFCU Cash Rewards - Chase Sapphire Preferred

Message 2 of 16
pizzaman1
Valued Member

Re: Back in with Amex after being Blacklisted

If you dont mind me asking why were you both blacklisted?

Starting Score: 502
Current Score: 660
Goal Score: 750


Take the myFICO Fitness Challenge
Message 3 of 16
Anonymous
Not applicable

Re: Back in with Amex after being Blacklisted

Congrats! I went through the same thing myself

Message 4 of 16
JGGM
Frequent Contributor

Re: Back in with Amex after being Blacklisted


@pizzaman1 wrote:

If you dont mind me asking why were you both blacklisted?


I was blacklisted because a defaulted on a credit card with them. I was young and dumb. No bankruptcy, just had several credit cards that went unpaid. Again this was back in 2006. 

Current Score 7-1-21: TU: 812 EX: 805 EQ: 839
Goal Score:ACHIEVED - 800 Across the Board
In My Wallet: Cap1 QS - PenFed Power Cash Rewards - PenFed Promise - AmEx Delta Platinum - DISCO - NFCU Cash Rewards - Chase Sapphire Preferred

Message 5 of 16
JoeLuvsHisCredit
Valued Contributor

Re: Back in with Amex after being Blacklisted

Congrats

Message 6 of 16
shevar
Established Member

Re: Back in with Amex after being Blacklisted

Same with me. Defaulted on a Amex Green card during divorce
Message 7 of 16
Anonymous
Not applicable

Re: Back in with Amex after being Blacklisted

Congrats!

 

Cold app, or prequalification page?

Message 8 of 16
Anonymous
Not applicable

Re: Back in with Amex after being Blacklisted

Congratulations! Dv
Message 9 of 16
disney2
Regular Contributor

Re: Back in with Amex after being Blacklisted

Can you tell us what that was?  I'm blacklisted too but would like to get back in with them and a couple others.

Message 10 of 16
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