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Back in with Amex!!!

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Guyatthebeach
Valued Contributor

Re: Back in with Amex!!!

Congratulations on your approval! I remember the evening I was approved for an Amex 51 months post bankruptcy! What a great feeling!

 

Use the card wisely and watch it grow!

 

Guyatthebeach

Message 11 of 19
Saleen099
Senior Contributor

Re: Back in with Amex!!!


@Guyatthebeach wrote:

Congratulations on your approval! I remember the evening I was approved for an Amex 51 months post bankruptcy! What a great feeling!

 

Use the card wisely and watch it grow!

 

Guyatthebeach


@Guyatthebeach   I was wondering, did you add America express to your bankruptcy? 

Message 12 of 19
Guyatthebeach
Valued Contributor

Re: Back in with Amex!!!

@Saleen099,

 

I didn't include Amex in my bankruptcy. I closed the card earlier in the year leading up to my bankruptcy at the advice of a financial planner. I was trying everything I could to avoid bankruptcy. 

it still took me 61 months to get back in. Luckily I never had a HP for the denials.  I only had one HP, and that was for the first card when they let me back in.

 

Edited comment: I made a type, it was 61 months, 5 years and one month, to get back in with Amex.

 

 

 

Guyatthebeach

Message 13 of 19
Stephen_Credit
Established Member

Re: Back in with Amex!!!

Congratulations on your approval!

 

if you don't mind sharing, how much did you burn Amex for and did you include them in your bk? And  was it 7 or 13?

Message 14 of 19
Cred4All
Valued Contributor

Re: Back in with Amex!!!

Congrats!!


Message 15 of 19
millionsofmiles
New Contributor

Re: Back in with Amex!!!


@Guyatthebeach wrote:

@Saleen099,

 

I didn't include Amex in my bankruptcy. I closed the card earlier in the year leading up to my bankruptcy at the advice of a financial planner. I was trying everything I could to avoid bankruptcy. 

it still took me 51 months to get back in. Luckily I never had a HP for the denials.  I only had one HP, and that was for the first card when they let me back in.

 

Guyatthebeach


You mean 61 months. 

Message 16 of 19
Saleen099
Senior Contributor

Re: Back in with Amex!!!


@millionsofmiles wrote:

@Guyatthebeach wrote:

@Saleen099,

 

I didn't include Amex in my bankruptcy. I closed the card earlier in the year leading up to my bankruptcy at the advice of a financial planner. I was trying everything I could to avoid bankruptcy. 

it still took me 51 months to get back in. Luckily I never had a HP for the denials.  I only had one HP, and that was for the first card when they let me back in.

 

Guyatthebeach


You mean 61 months. 


@millionsofmiles   mentioned 51 months 

Message 17 of 19
Copenix
Frequent Contributor

Re: Back in with Amex!!!

Good for you. Welcome back with Amex. Congrats on your approval.

Building credit in the U.S. since January 2022

Current cards:

Total Credit Limit $91.2K | Utilization 0.9%

FICO 8s November 2025


Message 18 of 19
Guyatthebeach
Valued Contributor

Re: Back in with Amex!!!

You're right. That was a typo on my part.

 

Guyatthebeach

Message 19 of 19
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