No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Wow can't believe I'm back in with Discover after burning them for BK7 less than 6 years ago (Filed Dec. 2014, discharged April 2015). Experian sent me their quarterly credit-score update today so I decided to try Discover's pre-approval website and it said I was pre-approved for both the Cashback IT and Cashback IT Chrome with a 14.99% APR (not variable range, which is a supposedly pretty solid indicator). Checking their pre-approval site at the end of last year would end up in denial for status of previous relationship. I went with the regular IT Cashback card for quarterly 5% cashback in rotating categories. I also am hoping for the $75 SUB for applying through Amazon's website.
A few data points:
EX FICO score 676
No EX inquiries within the past 2 years.
BK7 filed Dec. 2014, discharged April 2015. Discover IIB.
$9.5K Initial CL
IT'S TIME TO DISCO AGAIN!!! (Only in the shower due to these tough times)
Congratulations!
Nice starting limit!! Congrats!
@JourneyStartsNow.. Make sure you activate those 5% categories
@JourneyStartsNow wrote:
@M_Smart007 oh yeah, can't wait!
Nice SL ..You did well!
Congratulations!
Congratulations on your approval! 👍
Congratulations!! That's awesome!