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Back in with WalMart

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joeydtx
Regular Contributor

Back in with WalMart

Looks like CapOne let me back in with WalMart since I burned em with Synch with my Ch7 in 8/2017, unfortunately not all that great in terms of limit/APR  

 

$300.00 Credit Line  Smiley Sad

26.99% Variable Purchase APR  Smiley Sad

 

I will not complain much, at least I am starting the journey with this one as it is the WalMart Mastercard and not the store card, so hopefully with some light usage, PIF, and TLC it will grow nicely with me.

 

For some data points, as mentioned Ch7 D/C and am 2 yrs, 1mo, EX 651/EQ 653/TU 648 from MyFico scores.  UTI is at 48%

 

Edit: Triple whammo combo btw, with 2 current CapOne cards

~JD
Message 1 of 11
10 REPLIES 10
tbque
Valued Contributor

Re: Back in with WalMart

Congrats on getting back in with WalMart!





Message 2 of 11
M_Smart007
Legendary Contributor

Re: Back in with WalMart

 

Congrats on your "Triple whammo combo"Smiley Very Happy

 

Message 3 of 11
pizza1
Community Leader
Super Contributor

Re: Back in with WalMart

Congrats on getting back in! Don't worry about the APR, since hopefully you won't be carrying over a balance. If you PIF before the due date after each statement cut, then you'll avoid the interest.
Message 4 of 11
AverageJoesCredit
Legendary Contributor

Re: Back in with WalMart

CongratsSmiley Happy

The correct myFico terminology is " Triple Whipple" lolSmiley Wink
Message 5 of 11
joeydtx
Regular Contributor

Re: Back in with WalMart

Thanks all Smiley Happy

 


@AverageJoesCredit wrote:
CongratsSmiley Happy

The correct myFico terminology is " Triple Whipple" lolSmiley Wink

Got it! lol

~JD
Message 6 of 11
Meanmchine
Super Contributor

Re: Back in with WalMart

Congrats on getting another shot with Walmart

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 7 of 11
SEAlifer
Established Contributor

Re: Back in with WalMart

Well, they took you back at least. 

AU

Message 8 of 11
nuohlac
Valued Contributor

Re: Back in with WalMart

Congratulations on your approval!!! You've got a foot in the door show them you can dance. 




Message 9 of 11
mrldp40
Established Contributor

Re: Back in with WalMart


@joeydtx wrote:

Looks like CapOne let me back in with WalMart since I burned em with Synch with my Ch7 in 8/2017, unfortunately not all that great in terms of limit/APR  

 

$300.00 Credit Line  Smiley Sad

26.99% Variable Purchase APR  Smiley Sad

 

I will not complain much, at least I am starting the journey with this one as it is the WalMart Mastercard and not the store card, so hopefully with some light usage, PIF, and TLC it will grow nicely with me.

 

For some data points, as mentioned Ch7 D/C and am 2 yrs, 1mo, EX 651/EQ 653/TU 648 from MyFico scores.  UTI is at 48%

 

Edit: Triple whammo combo btw, with 2 current CapOne cards


congrats on wally world

ready to start a rebuild ex 533 eq 518 tu 541
inquiries EQ 2 EX 0 TU 1 multiple charge off current card green dot secured 500
Message 10 of 11
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