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Back in with WalMart

joeydtx
Contributor

Back in with WalMart

Looks like CapOne let me back in with WalMart since I burned em with Synch with my Ch7 in 8/2017, unfortunately not all that great in terms of limit/APR  

 

$300.00 Credit Line  Smiley Sad

26.99% Variable Purchase APR  Smiley Sad

 

I will not complain much, at least I am starting the journey with this one as it is the WalMart Mastercard and not the store card, so hopefully with some light usage, PIF, and TLC it will grow nicely with me.

 

For some data points, as mentioned Ch7 D/C and am 2 yrs, 1mo, EX 651/EQ 653/TU 648 from MyFico scores.  UTI is at 48%

 

Edit: Triple whammo combo btw, with 2 current CapOne cards

~JD
Message 1 of 11
10 REPLIES 10
tbque
Valued Contributor

Re: Back in with WalMart

Congrats on getting back in with WalMart!





Message 2 of 11
M_Smart007
Epic Contributor

Re: Back in with WalMart

 

Congrats on your "Triple whammo combo"Smiley Very Happy

 

Message 3 of 11
pizza1
Community Leader
Super Contributor

Re: Back in with WalMart

Congrats on getting back in! Don't worry about the APR, since hopefully you won't be carrying over a balance. If you PIF before the due date after each statement cut, then you'll avoid the interest.

My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 4 of 11
AverageJoesCredit
Community Leader
Mega Contributor

Re: Back in with WalMart

CongratsSmiley Happy

The correct myFico terminology is " Triple Whipple" lolSmiley Wink
NN7! Fico math 1 HP = 20 CG LIEr Club Plankowner
Message 5 of 11
joeydtx
Contributor

Re: Back in with WalMart

Thanks all Smiley Happy

 


@AverageJoesCredit wrote:
CongratsSmiley Happy

The correct myFico terminology is " Triple Whipple" lolSmiley Wink

Got it! lol

~JD
Message 6 of 11
Meanmchine
Super Contributor

Re: Back in with WalMart

Congrats on getting another shot with Walmart


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 826 EQ 840


"Survival kit contents check. In them you'll find:

- One forty-five caliber automatic
- Two boxes of ammunition
- Four days' concentrated emergency rations
- One drug issue containing antibiotics, morphine,
vitamin pills, pep pills, sleeping pills, tranquilizer pills
- One miniature combination Russian phrase book and Bible
- One hundred dollars in rubles
- One hundred dollars in gold
- Nine packs of chewing gum
- One issue of prophylactics
- Three lipsticks
- Three pair of nylon stockings.

Shoot, a fella' could have a pretty good weekend in Vegas with all that stuff."

Major Kong (Slim Pickens) in Dr. Strangelove 1964
Message 7 of 11
SEAlifer
Established Contributor

Re: Back in with WalMart

Well, they took you back at least. 

AU


Message 8 of 11
nuohlac
Valued Contributor

Re: Back in with WalMart

Congratulations on your approval!!! You've got a foot in the door show them you can dance. 








Message 9 of 11
mrldp40
Established Contributor

Re: Back in with WalMart


@joeydtx wrote:

Looks like CapOne let me back in with WalMart since I burned em with Synch with my Ch7 in 8/2017, unfortunately not all that great in terms of limit/APR  

 

$300.00 Credit Line  Smiley Sad

26.99% Variable Purchase APR  Smiley Sad

 

I will not complain much, at least I am starting the journey with this one as it is the WalMart Mastercard and not the store card, so hopefully with some light usage, PIF, and TLC it will grow nicely with me.

 

For some data points, as mentioned Ch7 D/C and am 2 yrs, 1mo, EX 651/EQ 653/TU 648 from MyFico scores.  UTI is at 48%

 

Edit: Triple whammo combo btw, with 2 current CapOne cards


congrats on wally world

ready to start a rebuild ex 533 eq 518 tu 541
inquiries EQ 2 EX 0 TU 1 multiple charge off current card green dot secured 500
Message 10 of 11
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