Yesterday I Called BOA to increase my Credit Limit on both of my cards to $10K but credit Analyst increased my CL on Platinum Priviliges card to $7000 and BOA Amex to $7500. The reason she mentioned that my 200 Charge offs(total of 8) still shows on my report, so i should wait to until they come off.
So, I called today again and spoke with a very nice guy and within a minute he increased both of my cards limit to 10k. He said you have established very good history with us since my BOA Amex card started from $600 secured card. Thanks BOA!!!!
TU Fico : 645
EQ Fico: 648
both were soft pulls.. They pulled my credit report 3 weeks ago and they used the same report. But back in september it was HP