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Back to back discover cli approval

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Beefy1212
Established Contributor

Back to back discover cli approval

Last month requested a discover CLI and was approved 3.7 to 5.2k based on advice I got elsewhere my disco relationship has changed I request another cli today and was grant another cli for 500. 

Based on reading will be calling disco later today to see if I can further expand this limit over the phone.

 

new limit 5.7k credit score increased from 738 EX Fico 8 to 760 score for increase was from loan balance reduction 80.8 to 78.9% and 2 inquiries becoming in scoreable. This month also marks 2 years with discover.



Message 1 of 10
9 REPLIES 9
cashorcharge
Community Leader
Super Contributor

Re: Back to back discover cli approval

WooHoo!! Congratulations on your quick Discover CLI Approval!!👏🏼🍾🥂

Message 2 of 10
JoeRockhead
Senior Contributor

Re: Back to back discover cli approval

Very nice, congratulations!

Message 3 of 10
EAT_SLEEP_JEEP
Valued Contributor

Re: Back to back discover cli approval

congrats on the cli

KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $33,000/WELLS FARGO AUTOGRAPH $8200 CL /

SOCK DRAWERED/ FNBO JEEP CARD $7700/ CAPITAL ONE QUICKSILVER $3000 SL/ APPLE CARD $6500/ / PAYPAL CREDIT LINE $1700
Message 4 of 10
CreditAggie
Community Leader
Super Contributor

Re: Back to back discover cli approval

Congratulations on your Discover CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 10
SweetCreditObsession
Valued Contributor

Re: Back to back discover cli approval


@Beefy1212 wrote:

Last month requested a discover CLI and was approved 3.7 to 5.2k based on advice I got elsewhere my disco relationship has changed I request another cli today and was grant another cli for 500. 

Based on reading will be calling disco later today to see if I can further expand this limit over the phone.

 

new limit 5.7k credit score increased from 738 EX Fico 8 to 760 score for increase was from loan balance reduction 80.8 to 78.9% and 2 inquiries becoming in scoreable. This month also marks 2 years with discover.


Congratulations and best wishes on getting more of an increase via a call.



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 6 of 10
firefox100
Valued Contributor

Re: Back to back discover cli approval

Congratulations on your discover cli's enjoy it have fun.

Message 7 of 10
Mdowning30
Established Contributor

Re: Back to back discover cli approval

Im gonna ask again next week, it will be 30 days since last successful request in December.

Chase Freedom Unlimited : $6000 | Discover It Chrome : $3500 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $5000 | Chase Amazon Prime : $2000 | AmEx Hilton Surpass : $1000 | AmEx Business Plus : $2000 | AmEx Platinum CS : POT $2800 | Tower Federal CU : $15,000 | Lowes Commercial Account : $1,000 | WF Bilt Mastercard : $4,000 | Shell Fleet Plus : $1,000
Total Credit Limit : $42500
Experian FICO 8 : 694
| Experian Vantage : 701 | TransUnion FICO 8 : 683 | TransUnion Vantage : 695 | Experian FICO 9 : 665
Starting Score: 512
Current Score: 693
Goal Score: 700+

Take the myFICO Fitness Challenge
Message 8 of 10
Beefy1212
Established Contributor

Re: Back to back discover cli approval


@Mdowning30 wrote:

Im gonna ask again next week, it will be 30 days since last successful request in December.


So the automated request went through fine but on call, was told specifically they would not give me a higher limit due having asked last month.

 

so I would stick either calling or the automated request not both.



Message 9 of 10
KingRue8500
Senior Contributor

Re: Back to back discover cli approval

Congrats on your Discover CLI




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