Back to the garden

[Anonymous]

Decided to get my first charge card, was approved for the Amex PRG. Time to garden for a year or so.

[Anonymous]

Congrats n the approval. PRG is great card. 

[Anonymous]

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@Anonymous wrote:

Congrats n the approval. PRG is great card. 

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Thanks!

[ddemari]

congrats on your new amex card! the prg is my favorite charge card too. Enjoy! 

[Anonymous]

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@ddemari wrote:

congrats on your new amex card! the prg is my favorite charge card too. Enjoy! 

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thank you!

[Anonymous]

Congrats!! I'm thinking of apping for the PRG after this billing cycle when my utilization drops. I have very similar scores as yours. Can you give me some more info? AAoA, Utilization at time of app, inquiries. And did you use the prequal on the Amex site. Thank you all the info helps!!

[Anonymous]

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@Anonymous wrote:

Congrats!! I'm thinking of apping for the PRG after this billing cycle when my utilization drops. I have very similar scores as yours. Can you give me some more info? AAoA, Utilization at time of app, inquiries. And did you use the prequal on the Amex site. Thank you all the info helps!!

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AAoA is about 2.5 yrs, Util is high, about 60% due to some recent charges, had 9 inquiries on EX and 5 on the others, and i cold-apped because everyone says charge cards are easier to get than credit cards.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Congrats!! I'm thinking of apping for the PRG after this billing cycle when my utilization drops. I have very similar scores as yours. Can you give me some more info? AAoA, Utilization at time of app, inquiries. And did you use the prequal on the Amex site. Thank you all the info helps!!

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AAoA is about 2.5 yrs, Util is high, about 60% due to some recent charges, had 9 inquiries on EX and 5 on the others, and i cold-apped because everyone says charge cards are easier to get than credit cards.

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Hmmmm. I think I'm just going to pull the trigger. My AAoA is only 6 months however my Util will be under 10% and I have the same inquiries on EX, 9. What do you think my chances are? Again congrats on the new card!!

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Congrats!! I'm thinking of apping for the PRG after this billing cycle when my utilization drops. I have very similar scores as yours. Can you give me some more info? AAoA, Utilization at time of app, inquiries. And did you use the prequal on the Amex site. Thank you all the info helps!!

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AAoA is about 2.5 yrs, Util is high, about 60% due to some recent charges, had 9 inquiries on EX and 5 on the others, and i cold-apped because everyone says charge cards are easier to get than credit cards.

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Hmmmm. I think I'm just going to pull the trigger. My AAoA is only 6 months however my Util will be under 10% and I have the same inquiries on EX, 9. What do you think my chances are? Again congrats on the new card!!

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I think everyones chances are different, but like i said, charge cards seem to be easier to get than credit cards. And thanks Also, I'm not sure if it matters, but I've had an amex credit card for about a year already.

[RonM21]

Congrats on the new card