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Banging on that Discover Love Button

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Contributor

Banging on that Discover Love Button

Somebody here said to keep banging on that love button so I did. Last December there was a thread about Discover giving out CLI. So I hit that love button and they bumped me up to $27,000. Spent $10,000 in December then paid that off in January. 

I hit that love button and Discover boosted me up to $35,000!

Last October I applied and received a NFCU AMEX card. I got 60,000 points for spending $3,000. 

Date Points:
835, 840, 830
<.75% Utilization
Total Credit Line: $142,000

Message 1 of 14
13 REPLIES 13
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Frequent Contributor

Re: Banging on that Discover Love Button

Congrats!

Message 2 of 14
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Super Contributor

Re: Banging on that Discover Love Button

Congratulations on your CLI!
Message 3 of 14
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Community Leader
Senior Contributor

Re: Banging on that Discover Love Button

@CA4Closure 

 

Congrats on the increase.

 

I am curious as you state your utilization is under 75%, just curious what it is approximately? With scores in the 800's I would have thought your utilization would be very low or very aged credit report maybe?

EXP 758 TU 783 EQ 729
Message 4 of 14
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Super Contributor

Re: Banging on that Discover Love Button

There's a decimal point in front of the 75. Very tiny. Need a magnifying glass or zoom in.

Message 5 of 14
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Community Leader
Senior Contributor

Re: Banging on that Discover Love Button


@AllZero wrote:

There's a decimal point in front of the 75. Very tiny. Need a magnifying glass or zoom in.


@AllZero   oh ok , because that made no sense to me. Didn't see the decimal point under 1% works lol

EXP 758 TU 783 EQ 729
Message 6 of 14
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Super Contributor

Re: Banging on that Discover Love Button

I did a double take too. Those darn < signs blocking the view.
Message 7 of 14
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Mega Contributor

Re: Banging on that Discover Love Button

Congrats!

Message 8 of 14
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Contributor

Re: Banging on that Discover Love Button

That is 3/4th of 1% hence .75%. I only have one card revolving and that is my Discover card which is less than $150 as we speak. At any given time, my FICO reports only $1,000 each month. This is because some of my credit cards do not report monthly.

I use my credit cards for traveling, hotel, rental car, expenses on that trip and fuel. This I pay off within two weeks of statement cut. My monthly expenditures for my job is about $12,000. My employer pays me weekly for any expenses accrued so I pay off my credit cards every pay day. 

My daily driver is NFCU AMEX and Discover. Travel I use the AMEX card for the rewards! 

Message 9 of 14
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Frequent Contributor

Re: Banging on that Discover Love Button

That's a killer Disco limit! Nice work!


FICO 8 5/20 EX 730 EQ 721 TU 734
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