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Bank Of America CLI

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sghosh5
Valued Contributor

Bank Of America CLI

Submitted for a CLI request from 3k to 10k and was instantly approved. Should have asked for more i guess but i will take it. At least not that typical 7-10 day message anymore. 




Shell FCU : 5K
Message 1 of 22
21 REPLIES 21
AllZero
Mega Contributor

Re: Bank Of America CLI

Congratulations on your CLI!

Message 2 of 22
ChargedUp
Senior Contributor

Re: Bank Of America CLI

Congrats on the BoA love! They always come back with whatever they're comfortable giving you, so shoot for the moon when you ask!

Message 3 of 22
sghosh5
Valued Contributor

Re: Bank Of America CLI


@ChargedUp wrote:

Congrats on the BoA love! They always come back with whatever they're comfortable giving you, so shoot for the moon when you ask!


if i ask for second time will it be a straight denial or end up a hard pull? Did anyone ever try?




Shell FCU : 5K
Message 4 of 22
dudefromtx
Established Contributor

Re: Bank Of America CLI

Nice CLI! Congrats!

Message 5 of 22
FalconSteve
Valued Contributor

Re: Bank Of America CLI

Congratulations!

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800 CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8 CL
8/2/23 Discover $8k SL
Message 6 of 22
Curious_George2
Valued Contributor

Re: Bank Of America CLI


@sghosh5 wrote:

@ChargedUp wrote:

Congrats on the BoA love! They always come back with whatever they're comfortable giving you, so shoot for the moon when you ask!


if i ask for second time will it be a straight denial or end up a hard pull? Did anyone ever try?


Here's the answer: https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BOFA-CLI-Generous/m-p/6198400/highlight/true#...

 

You can try again, but act fast. 

Message 7 of 22
Anonymous
Not applicable

Re: Bank Of America CLI

Awesome CLI... greater than 3X!  Congrats.

Message 8 of 22
M_Smart007
Legendary Contributor

Re: Bank Of America CLI

Congratulations!..

Message 9 of 22
Marz2002
Senior Contributor

Re: Bank Of America CLI

CONGRATS on your Bank Of America CLI!!

 
AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 10 of 22
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