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Bank Of America Rewards Approval

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Bank Of America Rewards Approval

Applied for the BOA Rewards Choice on 1/8/20.
Goes under review called back door 1/13/20
Analysts approved for 11k limit.
Checked the status still showing under reviewed
1/21/20 another HP .
Checked status now approved

Smh why would they do an additional HP two weeks later?
Message 1 of 27
26 REPLIES 26
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Super Contributor

Re: Bank Of America Rewards Approval

Congratulations on your approval!

Message 2 of 27
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Super Contributor

Re: Bank Of America Rewards Approval

Call them. Ask them to recode 2nd pull as soft pull inquiry.

Message 3 of 27
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New Member

Re: Bank Of America Rewards Approval

thanks...I didnt even know that was possible.


@AllZero wrote:

Call them. Ask them to recode 2nd pull as soft pull inquiry.


 

Message 4 of 27
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Super Contributor

Re: Bank Of America Rewards Approval

Good luck. Let us know if you're successful.
Message 5 of 27
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Super Contributor

Re: Bank Of America Rewards Approval

Congratulations!

Message 6 of 27
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Super Contributor

Re: Bank Of America Rewards Approval


@AllZero wrote:

Call them. Ask them to recode 2nd pull as soft pull inquiry.


Good Advice!

Message 7 of 27
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Super Contributor

Re: Bank Of America Rewards Approval


@manthony wrote:
Applied for the BOA Rewards Choice on 1/8/20.
Goes under review called back door 1/13/20
Analysts approved for 11k limit.
Checked the status still showing under reviewed
1/21/20 another HP .
Checked status now approved

Smh why would they do an additional HP two weeks later?

reviewed by a senior underwriter who wanted a fresh look.  It happens, and not just with BoA.

 

Were both HP on Experian, or was the 2nd one made on Transunion?

(8/2019)
FICO 8 (EX) 793 (TU) 808 (EQ) 794
FICO 9 (EX) 822 (TU) 827 (EQ) 844

$900K+ club
Message 8 of 27
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Frequent Contributor

Re: Bank Of America Rewards Approval

Congrats!
Message 9 of 27
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Super Contributor

Re: Bank Of America Rewards Approval

Thats not what I think of when someone is double pulled

Congrats !



3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>04/2020 CCT EX 834 TU 848 EQ 844

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Message 10 of 27
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