cancel
Showing results for 
Search instead for 
Did you mean: 

Bank Of America Rewards Approval

tag
Anonymous
Not applicable

Bank Of America Rewards Approval

Applied for the BOA Rewards Choice on 1/8/20.
Goes under review called back door 1/13/20
Analysts approved for 11k limit.
Checked the status still showing under reviewed
1/21/20 another HP .
Checked status now approved

Smh why would they do an additional HP two weeks later?
Message 1 of 27
26 REPLIES 26
AllZero
Mega Contributor

Re: Bank Of America Rewards Approval

Congratulations on your approval!

Message 2 of 27
AllZero
Mega Contributor

Re: Bank Of America Rewards Approval

Call them. Ask them to recode 2nd pull as soft pull inquiry.

Message 3 of 27
Anonymous
Not applicable

Re: Bank Of America Rewards Approval

thanks...I didnt even know that was possible.


@AllZero wrote:

Call them. Ask them to recode 2nd pull as soft pull inquiry.


 

Message 4 of 27
AllZero
Mega Contributor

Re: Bank Of America Rewards Approval

Good luck. Let us know if you're successful.
Message 5 of 27
M_Smart007
Legendary Contributor

Re: Bank Of America Rewards Approval

Congratulations!

Message 6 of 27
M_Smart007
Legendary Contributor

Re: Bank Of America Rewards Approval


@AllZero wrote:

Call them. Ask them to recode 2nd pull as soft pull inquiry.


Good Advice!

Message 7 of 27
coldfusion
Community Leader
Mega Contributor

Re: Bank Of America Rewards Approval


@Anonymous wrote:
Applied for the BOA Rewards Choice on 1/8/20.
Goes under review called back door 1/13/20
Analysts approved for 11k limit.
Checked the status still showing under reviewed
1/21/20 another HP .
Checked status now approved

Smh why would they do an additional HP two weeks later?

reviewed by a senior underwriter who wanted a fresh look.  It happens, and not just with BoA.

 

Were both HP on Experian, or was the 2nd one made on Transunion?

(3/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 8 of 27
Traveler101
Established Contributor

Re: Bank Of America Rewards Approval

Congrats!
Message 9 of 27
Meanmchine
Super Contributor

Re: Bank Of America Rewards Approval

Thats not what I think of when someone is double pulled

Congrats !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 10 of 27
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.