cancel
Showing results for 
Search instead for 
Did you mean: 

Bank Of America Special Offer? **UPDATE** Approved!

JStyleszx
Established Member

Bank Of America Special Offer? **UPDATE** Approved!

For about a month mpw, This has been here & have been cycling with travel rewards card & bankamericard.

 

Is this a preapproval or prequalified ? Looking to have another BOA Card! Currently have a BOA Cash rewards $13,000 Limit. Current scores hovering 700 each.. Should i go for it ? Any chance of denial ?

290A9FCF-41A7-4AD2-BB44-6BC93FD7C58F.jpeg

 

Message 1 of 16
15 REPLIES 15
cashorcharge
Valued Contributor

Re: Bank Of America Special Offer ?

I had very similar language when I was logged in...but it wasn't so much an "offer" as mentioned elsewhere on MF with other FI's...it didn't state any "preapproval" or "prequalifed" and simply provided me an offer.  When I logged out, I opened a fresh BofA website page and found the same "offer" provided to everyone so I am inclined to say it's nothing more than marketing.

Message 2 of 16
barca
Regular Contributor

Re: Bank Of America Special Offer ?

if you click on the "learn more" it should give you apr info.

 

I have been with BOA for a while...

 

imo - if you see that offer under "special offer for you" -- it is almost guaranteed an approval .

 

that offer was presented to you based on your relationship, not necessarily just  marketing.

 

The question is : do you like the card 

Message 3 of 16
cashorcharge
Valued Contributor

Re: Bank Of America Special Offer ?


@barca wrote:

if you click on the "learn more" it should give you apr info.

 

I have been with BOA for a while...

 

imo - if you see that offer under "special offer for you" -- it is almost guaranteed an approval .

 

that offer was presented to you based on your relationship, not necessarily just  marketing.

 

The question is : do you like the card 


Good point...I did 'not' have an APR on mine...

Message 4 of 16
JStyleszx
Established Member

Re: Bank Of America Special Offer ?

Thread is going to be closed after i submit this & i wont make a approval thread. Lol

 

Applied for the BankAmericard mostly for the balance transfer. Been Approved ! $7,500. Thank you to everyone's input in this thread! Cheers, Till next time Smiley Happy

Message 5 of 16
M_Smart007
Epic Contributor

Re: Bank Of America Special Offer ?


@JStyleszx wrote:

Thread is going to be closed after i submit this & i wont make a approval thread. Lol

 

Applied for the BankAmericard mostly for the balance transfer. Been Approved ! $7,500. Thank you to everyone's input in this thread! Cheers, Till next time Smiley Happy


Congratulations on your approval! ...

Message 6 of 16
FinStar
Moderator

Re: Bank Of America Special Offer ?

Congrats on the approval @JStyleszx.  I have moved your thread to the Approvals forum so you can continue with the celebration 🍾

Message 7 of 16
cashorcharge
Valued Contributor

Re: Bank Of America Special Offer ?

Glad it worked out in your favor!! 

That's terrific!  Congratulations on your approval!! 🎉🥂

Message 8 of 16
AllZero
Super Contributor

Re: Bank Of America Special Offer? **UPDATE** Approved!

Congratulations on your approval!
Message 9 of 16
CreditAggie
Senior Contributor

Re: Bank Of America Special Offer ?


@JStyleszx wrote:

Thread is going to be closed after i submit this & i wont make a approval thread. Lol

 

Applied for the BankAmericard mostly for the balance transfer. Been Approved ! $7,500. Thank you to everyone's input in this thread! Cheers, Till next time Smiley Happy


Congratulations on your BankAmericard approval!

I've been seeing the same offers in my BofA online banking account but have no need for a BankAmericard or a Travel Rewards card. Enjoy your new card!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 10 of 16
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.