Bank of America Cash Rewards Approval

[DEcreditguy]

Congrats! Was also approved for BoA Cash Rewards the other day w/ a 6K starting limit. My EXP score recently jumped above 720 and I knew that was who BoA would pull, so I decided to pull the trigger on this card. Have our first little one on the way in a few weeks and just wanted to have a little extra cushion just in case. Will immediately start using it as gas and grocery card, so hoping it grows quickly. 

[BronzeTrader]

Very nice!

[Sanjo812]

Congratulations on the approval!

I received an offer in the mail from BOA for this card, but just filed it for now. I’ll be gardening for a bit. I’ve had no relationship with them thus far, so it was interesting to see mail from them for a credit product. 

[Jerry45]

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@WhiteCleats wrote:

I was supposed to be gardening like my life depended on it... 

I have 4 new tradelines within the last 13 months and a 2 month old SSL dragging down my AAoA like a Valyrian steel anchor.  Hence the need for some power-gardening.

But, I've decided to go outside my medical coverage and pay out of pocket for a fancy ortho and physical therapist (sports injuries) and I'm going to have to carry 5 grand or so on my cards to do it.  My utilization is currently at 7% but with the new mounting charges it will get pushed over the 9% threshhold.  Knowing that my score will only get worse I decided it was now or never if I wanted to give my utilization some breathing room.  

I wanted a card that was known to be an excellent grower (thanks for the advice K In Boston!) and who pulled Experian (since it's my best score by far).

I chose B of A Cash Rewards, app'd online last night and got an instant approval for 6,000.  You know, I really held my breath because though my score alone was good enough for approval, I've had a ton of new credit lately and my file is thin.  

So while the SCL isn't sexy, I'm stoked.  It gives me the cushion I need and will hopefully be a great card going forward.  Plus, 3% gas is excellent for my 16-18 MPG baby. 

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Congrats on a great card. Hopefully there will be enough Valyrian steel left over for the White Walkers.

[Asilomar]

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@Jerry45 wrote:

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@WhiteCleats wrote:

I was supposed to be gardening like my life depended on it... 

I have 4 new tradelines within the last 13 months and a 2 month old SSL dragging down my AAoA like a Valyrian steel anchor.  Hence the need for some power-gardening.

But, I've decided to go outside my medical coverage and pay out of pocket for a fancy ortho and physical therapist (sports injuries) and I'm going to have to carry 5 grand or so on my cards to do it.  My utilization is currently at 7% but with the new mounting charges it will get pushed over the 9% threshhold.  Knowing that my score will only get worse I decided it was now or never if I wanted to give my utilization some breathing room.  

I wanted a card that was known to be an excellent grower (thanks for the advice K In Boston!) and who pulled Experian (since it's my best score by far).

I chose B of A Cash Rewards, app'd online last night and got an instant approval for 6,000.  You know, I really held my breath because though my score alone was good enough for approval, I've had a ton of new credit lately and my file is thin.  

So while the SCL isn't sexy, I'm stoked.  It gives me the cushion I need and will hopefully be a great card going forward.  Plus, 3% gas is excellent for my 16-18 MPG baby. 

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Congrats on a great card. Hopefully there will be enough Valyrian steel left over for the White Walkers.

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 Haha!  Oh, I doubt one small AAoA anchor will hurt our heroes' cause.  Not that it matters, George will probably kill everyone and it will just be Theon on the Iron Throne.  

[Asilomar]

Thanks everyone who posted for the support -- it's much appreciated.  

[BronzeTrader]

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@WhiteCleats wrote:

Thanks everyone who posted for the support -- it's much appreciated.  

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Enjoy your spending!

[Asilomar]

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@BronzeTrader wrote:

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@WhiteCleats wrote:

Thanks everyone who posted for the support -- it's much appreciated.  

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Enjoy your spending!

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LOL  Nah, no spending.  Just giving my utilization a nice, warm, fluffy cushion.