cancel
Showing results for 
Search instead for 
Did you mean: 

Bank of America Cash Rewards Approval!!!

yungnoah
New Member

Bank of America Cash Rewards Approval!!!

Hey Everyone! 

 

I have been grinding and stressing myself out for the last 2 days looking for a new card to apply for. Ran into some unexpected medical bills and wanted to apply for a card that had a long 0% APR Intro. Was thinking about trying AMEX, Discover, Chase FU and BofA Americard or Cash Rewards. I ended up choosing the BofA Cash Rewards card and was instant approved for $3500 SL which is enough to pay for the medical bill in full as well as get me the $200, so not only am I getting the pay in full discount, but I am getting an additional $200 off. Now I will just make sure to have it payed off over the next 15 months so I don't get any interest. Very happy with the outcome. See below for my stats upon approval:

 

  • Hard Inquires
    • 1 TU (1 from 2017)
    • 3 EQ (2 from 2019, one from 2018)
  • 3 Total Accounts
    • Personal Loan ($4686 Remaining)
    • BofA Alaska Card (7000 CL)
    • Discover It Student (7800 CL)
  • AAoA 
    • 1 Year 8 Months
    • Oldest Account 2 Years 11 Months
  • Derogatory Remarks
    • 0, Never a collection, missed payment or anything.
  • 33% Utilization
    • 67% on BofA
    • 0% on Discover
  • Age 21
  • Income: 44k 
  • Renting for $1200
  • Can't remember who BofA pulls but my score was 701. 

Overall very happy with how it turned out!

Message 1 of 12
11 REPLIES 11
AnimalHouse121
Valued Contributor

Re: Bank of America Cash Rewards Approval!!!

Congrats on your approval!!
Message 2 of 12
AllZero
Super Contributor

Re: Bank of America Cash Rewards Approval!!!

Congratulations on your approval!
Message 3 of 12
MaizeandBlue
Senior Contributor

Re: Bank of America Cash Rewards Approval!!!

Congrats on your Cash Rewards approval.

 

"renting for $1200" Smiley Surprised





Message 4 of 12
Pro-X
Frequent Contributor

Re: Bank of America Cash Rewards Approval!!!

Congrats on your approval!!


Message 5 of 12
Steve891
Senior Contributor

Re: Bank of America Cash Rewards Approval!!!

Congrats on your BofA Cash Rewards approval!




Message 6 of 12
yungnoah
New Member

Re: Bank of America Cash Rewards Approval!!!

Thanks to everyone for the congrats!!
Message 7 of 12
M_Smart007
Epic Contributor

Re: Bank of America Cash Rewards Approval!!!

 

Congrats on yer Cash Rewards! .. been using the heck outta mineSmiley Wink

 

popcorn eating emoticon.gif
Message 8 of 12
James_A
Valued Contributor

Re: Bank of America Cash Rewards Approval!!!

A very thorough original post chockful of useful DPs @yungnoah -- thank you & Congrats!

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (11/11/2020): FICO 08 EXP: 747; TU: 762; EQ: 782
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 9 of 12
Meanmchine
Super Contributor

Re: Bank of America Cash Rewards Approval!!!

Congrats


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 826 EQ 840


"Survival kit contents check. In them you'll find:

- One forty-five caliber automatic
- Two boxes of ammunition
- Four days' concentrated emergency rations
- One drug issue containing antibiotics, morphine,
vitamin pills, pep pills, sleeping pills, tranquilizer pills
- One miniature combination Russian phrase book and Bible
- One hundred dollars in rubles
- One hundred dollars in gold
- Nine packs of chewing gum
- One issue of prophylactics
- Three lipsticks
- Three pair of nylon stockings.

Shoot, a fella' could have a pretty good weekend in Vegas with all that stuff."

Major Kong (Slim Pickens) in Dr. Strangelove 1964
Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.