Bank of America Cash Rewards credit card APPROVAL

[19eighty5]

Congratulations on your approval!

[Emyshor]

Hi britiam,

I've tried to call the number that you posted here to check the status of my application and doesn't work. Said "Close for Holiday", are you sure that's a good number?

Thanks.

[Anonymous]

Hi! Yes, that's the number I called last week. I would try tomorrow. I bet they are closed for Columbus Day. Good luck!

[Emyshor]

Thanks again, must be because of Columbus Day. I'll try again tomorrow.

[Anonymous]

So the same day of the approval I decided to apply for the BankAmerica Credit Card because it had a 15 month no interest and 0 transfer fees  and BOA approved me for $3500. My application went to pending again and I had to call (but this is because I have a fraud alert)! I am transfering my capital one balance to it and snowballing the payment! I decided to try for a second card because I REALLY didn't want to max out my new BOA card with one balance transfer and then not be able to use  the Cash Rewards card to it's fullest. I use CC for most bills then payoff each month.

I am so happy to transfer my high interest cc's from capital one. I can't believe they approved me for 2 cards. They only hit my Experian once btw.

[Anonymous]

Hello
I applied last night for the Cap One Savor and got the same message as you “under review” or however it was put. I called this morning and the representative said that it was still processing /pending and that I would receive a call back from Capital One within 1 to 2 days. Do you think it is still processing because I applied late last night around midnight, and then called early this morning at 10am to see? What could me waiting 1 to 2 days more mean? Any ideas? I’m thinking of calling back around 6 PM. Maybe it will have processed by then and I can give them any information they may need. Or should I just wait two day. I don’t like waiting. I’d want to give them any info they may need. Also, I called a different number than you did. Does that matter? Thoughts? Thanks.

Mark

[Anonymous]

Hi Mark,

Did you apply with Capital One or Bank of America? If it was Capital One I imagine the number would be different. I applied with BOA. They told me yes right away. I beleive my apps went to pending because of my fraud alerts. Cap one has denied me right away in the past and approved me right away in the past (with a preapproval) but I haven't had the pending with them before so I am not much help. I am sorry.

[Anonymous]

Ahhhh. Yes I applied for Cap One. Sorry. I was so focused on the “under review”. lol. But yes, I guess I’ll find out. The same thing happened w me for my Chase Freedom Unlimited, but when I called I was approved after a few questions. I guess all this reviewing is better than a straight up decline. lol. Thank you and good luck to you 👍

Mark

[Anonymous]

Good luck to you also! I would call Capital One's backdoor number.