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Bank of America Cash Rewards....

Auto Loans for ANY Credit Situation. Immediate Response.
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Valued Contributor

Bank of America Cash Rewards....

Since my Fidelity AMEX is leaving B of A in a month and officially becoming part of Elan, I decided to pull the trigger on B of A Cash Rewards just to keep my relationship with them. From what I'd read on here I wasn't expecting more than $2K or $3K if that much for a SL with my score (hoping they pulled EX)---but to my surpise.....$5.5K SL! I'll take it. This was the second card I've app-ed for in almost 9 mos. (Marriott was denied the other day) and I've decided going forward to limit myself to no more than TWO brand new approvals per year. So I'm just going to hang back for a while and decide carefully what other card I want to try for--if I try for another one at all. I'll update my siggy with all the recent CLI's I've received later and post it here. This brings me to roughly $240K in total credit.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 1 of 12
11 REPLIES 11
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New Contributor

Re: Bank of America Cash Rewards....

What was your EX score?


FICO- EX- 696 EQ-697 TU-716 10% Utiliz
Message 2 of 12
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Valued Contributor

Re: Bank of America Cash Rewards....

@DeadEnd: When I pulled it from here a few days ago before I put in my Chase app it was 680.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 3 of 12
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New Contributor

Re: Bank of America Cash Rewards....

Thanks..I was approved yesterday with a 677 score and only got a $2500 limit. I have a 40% util though and have never had a CC with BofA.

FICO- EX- 696 EQ-697 TU-716 10% Utiliz
Message 4 of 12
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Super Contributor

Re: Bank of America Cash Rewards....

Congratulations!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 5 of 12
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Valued Contributor

Re: Bank of America Cash Rewards....

@DeadEnd: That could be part of the difference. My UTIL is only 6% at the moment. Plus the fact my house is paid for and I have money in CD's may have been a factor also. However even with those factors taken into consideration I still wasn't expecting more than maybe $2K. If you go to Credit Pulls Database you don't see very many high SL approvals for their cards. But occasionally on here you do see hefty CLI's.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 6 of 12
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Frequent Contributor

Re: Bank of America Cash Rewards....


@DeadEnd wrote:
Thanks..I was approved yesterday with a 677 score and only got a $2500 limit. I have a 40% util though and have never had a CC with BofA.

You have inspired me to possibly apply for this card today or tomorrow! I want it for the gas % and then I would be officially done aping till maybe next year, or for 6 months otherwise im going to tank my aaoa

 

and Congrats OP!


BOA Better Balance Rewards ($4,900) | BOA MLB Cash Rewards ($3,500) | Chase Slate ($3,300) | Chase Disney ($500) | Chase IHG ($2,500) | Chase Hyatt ($5,000) | HSBC Platinum Rewards ($3,300) | Citi Diamond Preferred ($14,700) | Citi HHonors Visa Signature ($5,000) | Citi Double Cash ($750) | Amex Blue Cash ($6,700) | Amex HHonors ($1,000) | Amex Delta Gold ($3,000) | Barclays Choice Privileges ($3,550) | Penfed Platinum Rewards Visa Signature ($12,000) | Citi Best Buy Visa ($3,000) | Care Credit ($2,500) | Macy's ($2,000) | Best Buy ($4,300) | Paypal Credit ($4550) | Amex Simply Cash Business ($3,000) | AAoA 5Y9M Util: 22% | EX 699 (02/04) TU 723 (02/04) EQ 697 (02/04)
Message 7 of 12
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Community Leader
Senior Contributor

Re: Bank of America Cash Rewards....

Congrats!

Message 8 of 12
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Valued Contributor

Re: Bank of America Cash Rewards....

Congrats on your approval!
Message 9 of 12
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Valued Contributor

Re: Bank of America Cash Rewards....

Congrats to you !!!

Fico 8's TU 777/ EQ 784/ EX 767 - 2/2019// AAoA 4.3 years // Lines 2/2019= 510k Personal - Business 52k // Inquiries 8 TU -10 Exp - 10 Eq.
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