Bank of America Premium Rewards - Instant Approval 21k !!!!

[Anonymous]

Hello everyone. This is my first post and it is about the Bofa Premium Rewards CC I was just approved for. Here are the details:

I have 2 BofA checking accounts and I carry around 40k combined in them. I am a Preferred Rewards gold, soon to be platinum, member and I have been with BofA for 2.5 years. I don't have any other cc's with BofA, just the 2 checking accounts. 

Here are the details of my scores:

TU: 740, EQ: 752, EX: 725

I have about 100k in available credit across all of my cc's and my cc utilization is around 5-6%

I was nervous on applying for this Premium Rewards card because I had a BofA credit card once 7+ years ago and it defaulted. I owed them about 8k and I figured my chances of having BofA extend me credit again was out of the question....

I applied just a minute ago and BOOOOOM !! Instant Approval for 21k SL. They HP'd Experian and I got an alert my score went down 3 pts.

I offically love BofA. I can't wait to grow this CL

[AverageJoesCredit]

Congrats on Boa luving you and welcome to the forum. Rare to see instant approval on this card Well done

[xaximus]

Congrats on the awesome SL! BoA does forgive and forget!

[alvon123]

congrats on your approval!!

[JoeLuvsHisCredit]

[19eighty5]

Congratulations on your approval!

[Anonymous]

Congrats on your approval and monster SL !!!!

[Cred4All]

Well worth the app on that one, congrats on the great limit and card!

[Anonymous]

Congrats on your BoA Premium Rewards! 

[RonM21]

Welcome JB!! Congrats on the approval and nice starting limit.