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Bank of America Premium Rewards - Instant Approval 21k !!!!

JB_Intercontinental
Established Member

Bank of America Premium Rewards - Instant Approval 21k !!!!

Hello everyone. This is my first post and it is about the Bofa Premium Rewards CC I was just approved for. Here are the details:

 

I have 2 BofA checking accounts and I carry around 40k combined in them. I am a Preferred Rewards gold, soon to be platinum, member and I have been with BofA for 2.5 years. I don't have any other cc's with BofA, just the 2 checking accounts. 

 

Here are the details of my scores:

TU: 740, EQ: 752, EX: 725

 

I have about 100k in available credit across all of my cc's and my cc utilization is around 5-6%

 

I was nervous on applying for this Premium Rewards card because I had a BofA credit card once 7+ years ago and it defaulted. I owed them about 8k and I figured my chances of having BofA extend me credit again was out of the question....

 

I applied just a minute ago and BOOOOOM !! Instant Approval for 21k SL. They HP'd Experian and I got an alert my score went down 3 pts.

 

I offically love BofA. I can't wait to grow this CL Smiley Happy

Credit Cards & Charge Cards



Store Cards

Message 1 of 11
10 REPLIES 10
AverageJoesCredit
Community Leader
Mega Contributor

Re: Bank of America Premium Rewards - Instant Approval 21k !!!!

Congrats on Boa luving you and welcome to the forumSmiley Happy. Rare to see instant approval on this card Well doneSmiley Happy
NN7! Fico math 1 HP = 20 CG LIEr Club Plankowner
Message 2 of 11
xaximus
Valued Contributor

Re: Bank of America Premium Rewards - Instant Approval 21k !!!!

Congrats on the awesome SL! BoA does forgive and forget!


Scores - All bureaus 756 +
TCL - Est. $275K
Message 3 of 11
alvon123
Senior Contributor

Re: Bank of America Premium Rewards - Instant Approval 21k !!!!

congrats on your approval!!


Message 4 of 11
JoeLuvsHisCredit
Valued Contributor

Re: Bank of America Premium Rewards - Instant Approval 21k !!!!

 

Congratulations_misti NOT MOVE.jpg

 

Message 5 of 11
19eighty5
Senior Contributor

Re: Bank of America Premium Rewards - Instant Approval 21k !!!!

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 6 of 11
VoltronM
Senior Contributor

Re: Bank of America Premium Rewards - Instant Approval 21k !!!!

Congrats on your approval and monster SL !!!!

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 7 of 11
Cred4All
Valued Contributor

Re: Bank of America Premium Rewards - Instant Approval 21k !!!!

Well worth the app on that one, congrats on the great limit and card!


Message 8 of 11
Steve891
Senior Contributor

Re: Bank of America Premium Rewards - Instant Approval 21k !!!!

Congrats on your BoA Premium Rewards! Smiley Happy




Message 9 of 11
RonM21
Valued Contributor

Re: Bank of America Premium Rewards - Instant Approval 21k !!!!

Welcome JB!! Congrats on the approval and nice starting limit.
                

TCL: $306,100Utiliz: 6%AAoA: 5yrs 2mOther: Lease, Loan, *No MortgageCollections-Lates-BK's: 0

LWS-35k | BOA-50k | AMX-32.4k | DISC-33.6k | ALNT-25k | NFCU-33k | BARC-15k | BBUY-12k | CSE-10k | CP1-10k | CITI-11.7k | PF-38.4k


Message 10 of 11
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