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Bank of America Rewards Visa 99/500 CLI

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Anonymous
Not applicable

Bank of America Rewards Visa 99/500 CLI

Well, after having my BofA 3-2-1 Rewards 99/500 Visa card

for 6 months I saw for the first time a highlighted LUV button link to ask

for a "Credit Line Increase".  So I hit it up and asked for $5K.

 

It said give us 5-7 Business Days to review.  It was a HP.

 

So today, low and behold I was checking my acct and my

CLI had been raised to $1500 but without any notice I had

graduated; as of YET.  Im am very HAPPY tho!!! Smiley Happy

Message 1 of 14
13 REPLIES 13
RonM21
Valued Contributor

Re: Bank of America Rewards Visa 99/500 CLI

Congrats on the increase!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 2 of 14
Anonymous
Not applicable

Re: Bank of America Rewards Visa 99/500 CLI

Thanks!!!  I still don't know if it's even been graduated as of yet.

Is it common for BofA to keep you on a 99/500 Secured

card after they have bumped you to a CLI of $1500? 

I literally haven't a Clue?! Smiley Happy

Message 3 of 14
Anonymous
Not applicable

Re: Bank of America Rewards Visa 99/500 CLI

Congrats! Hopefully, mine graduates soon. Did the increase button appear on the main page where your account info is listed?
Message 4 of 14
Anonymous
Not applicable

Re: Bank of America Rewards Visa 99/500 CLI

Yup, that's exactly what I did.  It was the first time

I had even seen the option to ask for a CLI.  It's

like a blue hyperlink that says "Ask for Credit Line Increase" .

It's was right in the same field as my acct summary.

I said what the Heck and asked fir $5K, they said give

us 5-7 Days to review.  My credit reporting service

showed a HP-hardpull later the same day as well.

Today, the 1500 CLI came thru.  Im a very happy Camper! Smiley Happy

Message 5 of 14
Anonymous
Not applicable

Re: Bank of America Rewards Visa 99/500 CLI

OK, got the Letter today. My BofA Visa 3-2-1 Rewards 

card has officlailly graduated and my deposit will be 

returned by Mail.  I just got the card in Dec 2015, so it 

possible 6 Months later to graduate.  I basically maxed

it out and PIF every cycle even if that meant making 2

payments. It feels great to finally be "Unsecured". Smiley Happy

Message 6 of 14
CountryLivin
Valued Contributor

Re: Bank of America Rewards Visa 99/500 CLI

Congratulations!

Message 7 of 14
newhis
Valued Contributor

Re: Bank of America Rewards Visa 99/500 CLI

Congrats, you can call a back door number and ask for a recon on the limit using the same HP. Good luck.

Message 8 of 14
alextercero
Super Contributor

Re: Bank of America Rewards Visa 99/500 CLI

Congrats

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (April 2024)


Credit Age:

Inquiries:

Message 9 of 14
Anonymous
Not applicable

Re: Bank of America Rewards Visa 99/500 CLI

I finally got the "request a credit limit increase" link today. When they did a hardpull, what credit bureau did they pull? Also, what were your scores at the time?
Message 10 of 14
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