Doing some home improvement after a year in my house so wanted to get a 12-month 0% APR card for the upcoming spending. BofA must have been reading my mind as I recently started getting offers pop up on my online banking for a new card. Makes sense since I got my Cash Rewards card with them around a year ago. This card doesn't have the best cash back rate at 1.5 points per dollar spent but it's got a $250 sign up bonus and no FTF for when I can travel abroad again hopefully someday. My only other no FTF cards are my Propel which is an Amex and my Discover cards, neither of which are as widely accepted in other countries as this card which is a Visa.
I had about 13 inquiries, was showing around 5% utilization on my other cards, last new card in Oct-2020, Experian pulled 765. Approved with a $18K limit.
Congratulations on your BofA Travel Rewards approval!
Congratulations on your approval 👏