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Bank of America finally gives me some love!

Established Member

Re: Bank of America finally gives me some love!

@James_A wrote:

Great job, DV. Congratulations! on an excellent CLI.

And for us BoA illiterates: soft pull TU? when are you eligible for the next CLI?


Thank you. I am not sure where I could see soft pulls but was definitely not a hard pull.  This is my first success so I don't know about cycle yet.  I believe others have mentioned 90 days.

Lowest Known Scores: EQ:548 TU:575 EX:574 March 2018
Starting Scores: EQ:688 TU:710 EX:706 September 2018
Current Scores (12/18/18): EQ:782 TU:798 EX:785 December 2018
Goal Score: 750 across the board by Jan 1, 2019

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Message 11 of 12
Valued Contributor

Re: Bank of America finally gives me some love!

Good work!! Congratulations on your increases....Smiley Happy

American Express Business Gold(NPSL 10k) Chase CSP (25k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until June 2021

FICO 8 Scores EX 700 EQ 696 TU 703
AAOA 5.2yrs TCL=268,700
Message 12 of 12
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