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Bank of America soft pull CLI offer

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Anonymous
Not applicable

Bank of America soft pull CLI offer

Who else has gotten a soft pull CLI offer from Bank of America for a CLI? I just got one tonight. Logged onto my BOA online account and noticed it had a little message saying I've been selected for a CLI. I was at $500 before, now got it increased to $2500. I've been using it a lot lately on dining/eating out since the new rewards structure on the card allows you to pick a 3% category. Last month was the heaviest I've used it since Fall of 2017 when I got it and it was in the 3 month introductory period. After I got the $150 sign-up bonus on the card, it wasn't used much until late December. Coincidentally, today marks 1 year, 5 months that I've had the card.


US Bank Cash+ Visa Signature $5000 | Chase Freedom $1500 | JCPenney $1500 | Bank of America Cash Rewards $2500 | Discover It Cash Back $3500 | American Express Blue Cash Preferred $6000 | Chase Freedom Unlimited $1500

Message 1 of 10
9 REPLIES 9
coldfusion
Community Leader
Mega Contributor

Re: Bank of America soft pull CLI offer

 

There's a large thread in this forum that discusses this very topic dating back to around last May when the bank changed to focusing on soft-pull CLIs. 

 

A lot of us here have taken advantage of that change. 

(3/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 2 of 10
JR_TX
Valued Contributor

Re: Bank of America soft pull CLI offer

Congrats on the SP CLI!

Oh and here’s that thread...

https://ficoforums.myfico.com/t5/Credit-Cards/BoA-to-stop-HPs-for-CLI-s/m-p/5250589
New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 7y10m | UTIL 1% - 4% | $300K+ Total Limits

Message 3 of 10
Anonymous
Not applicable

Re: Bank of America soft pull CLI offer

Congrats on CLI !!!!

Message 4 of 10
Cred4All
Valued Contributor

Re: Bank of America soft pull CLI offer

I'd have to say I requested my SP CLI as it wasn't offered, congrats though on the CLI!


Message 5 of 10
Anonymous
Not applicable

Re: Bank of America soft pull CLI offer

Congrats!! Very nice!!

Message 6 of 10
simplynoir
Community Leader
Mega Contributor

Re: Bank of America soft pull CLI offer

Congrats on your CLI there

Message 7 of 10
Marz2002
Senior Contributor

Re: Bank of America soft pull CLI offer

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS on the AWESOME CLI!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 8 of 10
800FICOGoal
Established Contributor

Re: Bank of America soft pull CLI offer

Congrats on the SP CLI!!!



Rebuild Cards

Goal Cards

Loans
Message 9 of 10
xaximus
Valued Contributor

Re: Bank of America soft pull CLI offer

Congrats on the CLI!


Scores - All bureaus 770 +
TCL - Est. $410K
Message 10 of 10
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