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Bank of the West Approval after 7-10 Message

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SunriseEarth
Moderator Emeritus

Bank of the West Approval after 7-10 Message

I received a pre-qual mailer for the Bank of the West Cash Back World card.   They offered a SUB of $100 for spending $1K in 90 days.   A little eh, but better than nothing, for sure.  I responded and got the 7-10 message.   So I went on my merry way.   I check the mailbox today and inside was my new Cash Back World card!   The SL is anemic, compared to my other cards..$3K.  I'm guessing this is due to having no relationship with them until now.

 

In any case, I doubt this card will get much use after I get the SUB.  It appears that rewards have to be redeemed in $25 increments (one of my big gripes about AMEX's old methods).  However, it has 12 months of 0% APR, in case I need to make a major purchase any time soon.   I did manage to get the lowest APR offered, 16.99%, once the introductory period is done.  

 

UPDATE:  I haven't seen an HP yet.  And it looks like the CC is already reporting to the 3 majors CRAs as a Flexible Spending Credit Card, despite the  CL being below $5K.  

 

Guess I'd better update my siggy.



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: Bank of the West Approval after 7-10 Message

Congrats on your approval!

Message 2 of 9
AllZero
Mega Contributor

Re: Bank of the West Approval after 7-10 Message

Congratulations on your approval!
Message 3 of 9
newfossil
Valued Contributor

Re: Bank of the West Approval after 7-10 Message

Congratulations!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 4 of 9
M_Smart007
Legendary Contributor

Re: Bank of the West Approval after 7-10 Message

Congratulations!..

Message 5 of 9
Anonymous
Not applicable

Re: Bank of the West Approval after 7-10 Message

Congratulations on your approval! 👍

Message 6 of 9
Meanmchine
Super Contributor

Re: Bank of the West Approval after 7-10 Message

Congrats !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 7 of 9
19eighty5
Senior Contributor

Re: Bank of the West Approval after 7-10 Message

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 8 of 9
seattletravels
Valued Contributor

Re: Bank of the West Approval after 7-10 Message

Congrats! 



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 9 of 9
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