cancel
Showing results for 
Search instead for 
Did you mean: 

Bank of the West Approval after 7-10 Message

SunriseEarth
Moderator Emeritus

Bank of the West Approval after 7-10 Message

I received a pre-qual mailer for the Bank of the West Cash Back World card.   They offered a SUB of $100 for spending $1K in 90 days.   A little eh, but better than nothing, for sure.  I responded and got the 7-10 message.   So I went on my merry way.   I check the mailbox today and inside was my new Cash Back World card!   The SL is anemic, compared to my other cards..$3K.  I'm guessing this is due to having no relationship with them until now.

 

In any case, I doubt this card will get much use after I get the SUB.  It appears that rewards have to be redeemed in $25 increments (one of my big gripes about AMEX's old methods).  However, it has 12 months of 0% APR, in case I need to make a major purchase any time soon.   I did manage to get the lowest APR offered, 16.99%, once the introductory period is done.  

 

UPDATE:  I haven't seen an HP yet.  And it looks like the CC is already reporting to the 3 majors CRAs as a Flexible Spending Credit Card, despite the  CL being below $5K.  

 

Guess I'd better update my siggy.



Start: 619 (TU08, 9/2013) | Current: 795 (TU08, 10/14/20)
AMEX Cash Magnet $59000 | BofA BBR #1 $43900 | Discover IT $39000 | BoA BBR #2 $31100 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $24500 | Sony Card VS $23750 | GS Apple Card WEMC $20000 | Cap 1 QS WMC $17250 | Freedom Flex WEMC $15000 | Disney Premier VS $15000 | FNBO Evergreen VS $15000 | Target MC $14000 | WF Cash Wise VS $12,000 | Citi Custom Cash MC $11600 | Amazon VS $10000 | Blispay $7500 | AARP VS $5800 | Cash Back World WMC $3000 ~~
Message 1 of 9
8 REPLIES 8
JAG73
Moderator

Re: Bank of the West Approval after 7-10 Message

Congrats on your approval!

Got some pruning to do... No more new cards!
Message 2 of 9
AllZero
Super Contributor

Re: Bank of the West Approval after 7-10 Message

Congratulations on your approval!
Message 3 of 9
newfossil
Valued Contributor

Re: Bank of the West Approval after 7-10 Message

Congratulations!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 4 of 9
M_Smart007
Epic Contributor

Re: Bank of the West Approval after 7-10 Message

Congratulations!..

Message 5 of 9
angelwingz
Valued Contributor

Re: Bank of the West Approval after 7-10 Message

Congratulations on your approval! 👍




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 6 of 9
Meanmchine
Super Contributor

Re: Bank of the West Approval after 7-10 Message

Congrats !


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 826 EQ 840


"Survival kit contents check. In them you'll find:

- One forty-five caliber automatic
- Two boxes of ammunition
- Four days' concentrated emergency rations
- One drug issue containing antibiotics, morphine,
vitamin pills, pep pills, sleeping pills, tranquilizer pills
- One miniature combination Russian phrase book and Bible
- One hundred dollars in rubles
- One hundred dollars in gold
- Nine packs of chewing gum
- One issue of prophylactics
- Three lipsticks
- Three pair of nylon stockings.

Shoot, a fella' could have a pretty good weekend in Vegas with all that stuff."

Major Kong (Slim Pickens) in Dr. Strangelove 1964
Message 7 of 9
19eighty5
Senior Contributor

Re: Bank of the West Approval after 7-10 Message

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 8 of 9
seattletravels
Valued Contributor

Re: Bank of the West Approval after 7-10 Message

Congrats! 



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 9 of 9
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.