Bank of the West

[UH_HUH]

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@Anonymous wrote:

My new restaurant and grocery card.    Now this will be it for a long time.

 It looks like they pulled Equifax, I didn't get any notifications from Experian or Trans Union. I was asked Identity verification questions, which were age of my stepmother, previous address I had lived at, and vehicle I have been associated with.

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Hella nice pick up :-)

Congratulations on that new card 

and sweet SL.

Enjoy,

Cheers

[Anonymous]

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@CribDuchess wrote:

Hey there J_in_Minnesota!

Did you receive a pre-approval offer letter in the mail and use the invitation code to apply?  If so, that may be why they didn't hard pull?

Did you receive an instant approval when you applied?  I just applied late last night for this card using the invitation code on a pre-approved letter they sent me.  I received the dreaded 7-10 day review letter.  🥵

Anyway, congratulations on your fantastic approval!!  😊

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No pre-approval letter or code.  It was a cold, out of the blue application on their website with no previous relationship.

Yes, the approval was instant.

[Anonymous]

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@CribDuchess wrote:

Hey there J_in_Minnesota!

I just applied late last night for this card using the invitation code on a pre-approved letter they sent me.

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Did you get a signup bonus with your invitation?

[CribDuchess]

Yes, they offered $150 bonus for $1,000 spend in first 90 days.

On their website, they also had a checking account offer of $250 for opening a checking account and making 3 separate $1,000 direct deposits for 3 straight months.

I applied for the checking account last night, before applying for the credit card.  They allowed me to set up my online banking right after they approved my checking account.

[Anonymous]

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@CribDuchess wrote:

Yes, they offered $150 bonus for $1,000 spend in first 90 days.

On their website, they also had a checking account offer of $250 for opening a checking account and making 3 separate $1,000 direct deposits for 3 straight months.

I applied for the checking account last night, before applying for the credit card.  They allowed me to set up my online banking right after they approved my checking account.

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Very nice.  I unfortunately did not get the signup bonus.  On Monday, I signed up for the checking account to get that $250 bonus.  Now that application was not instant approval, was put in extended review and took until Wednesday evening to get approved.   I thought it was funny that they would give me a credit card with $20,000 limit as an instant approval, but took two days to approve a deposit account.  😂

One benefit I hope they offer in the future is a monthly FICO score, that's about all they are missing I think.

[gdale6]

A great approval and a good bank.  They are not in the state I live in now unfortunately. Grats