Both were in pending status, called backdoor analyst numbers today and got approved for both!! Now I can finally transfer my closed credit card over and have 0 interest for 15/21 months respectively!!
With BOA i got approved for 5k, and they took 1k away from my BBR limit (now down to 13k)
Citi approved me for 6300!!
So BOA said they are transferring 4900 to my closed credit card
Citi I will transfer the remaining 1000 (so only like a 30 dollar fee)
A little more muddled than I lke spreading between the two cards but WORTH it!! My dad closed this card without telling me and have been paying on it for 6 years, now glad to finally be done with it and really get ahead of it with that no interest!!
FICO: 716 EX
3700/13000 BOA BBR
IMO if you must carry a balance, 0% is the way to do it!
+1 Well said.
Thank you guys for the congrats and kudos! Im wondering if this will raise my score since Im moving debt from a closed credit card to two active ones? I just did the math and it looks like my overall util will go down to 22% from 28%.