cancel
Showing results for 
Search instead for 
Did you mean: 

BankAmeriCard/Citi Diamond Preferred Approved!!

tag
Anonymous
Not applicable

BankAmeriCard/Citi Diamond Preferred Approved!!

Both were in pending status, called backdoor analyst numbers today and got approved for both!! Now I can finally transfer my closed credit card over and have 0 interest for 15/21 months respectively!!

 

With BOA i got approved for 5k, and they took 1k away from my BBR limit (now down to 13k)

 

Citi approved me for 6300!!

 

So BOA said they are transferring 4900 to my closed credit card

Citi I will transfer the remaining 1000 (so only like a 30 dollar fee)

 

A little more muddled than I lke spreading between the two cards but WORTH it!! My dad closed this card without telling me and have been paying on it for 6 years, now glad to finally be done with it and really get ahead of it with that no interest!!

FICO: 716 EX

Cards:

0/1000 Slate

3700/13000 BOA BBR

0/9500 Freedom

0/4600 Simplicity

3900/8250 Kay

0/7500 Syncrony

60/6000 Discover

Message 1 of 6
5 REPLIES 5
UncleB
Credit Mentor

Re: BankAmeriCard/Citi Diamond Preferred Approved!!

Good job!  screamer.gif

 

IMO if you must carry a balance, 0% is the way to do it!  Smiley Wink

 

Leonardo-DiCaprio-Toast-Fireworks-Gif.gif

Message 2 of 6
simplynoir
Community Leader
Mega Contributor

Re: BankAmeriCard/Citi Diamond Preferred Approved!!


@UncleBwrote:

Good job!  screamer.gif

 

IMO if you must carry a balance, 0% is the way to do it!  Smiley Wink

 

Leonardo-DiCaprio-Toast-Fireworks-Gif.gif


+1 Well said. Smiley LOL

Message 3 of 6
Anonymous
Not applicable

Re: BankAmeriCard/Citi Diamond Preferred Approved!!

Thank you guys for the congrats and kudos! Im wondering if this will raise my score since Im moving debt from a closed credit card to two active ones? I just did the math and it looks like my overall util will go down to 22% from 28%.

Message 4 of 6
Anonymous
Not applicable

Re: BankAmeriCard/Citi Diamond Preferred Approved!!

Congrats on your appovals man.

Message 5 of 6
Anonymous
Not applicable

Re: BankAmeriCard/Citi Diamond Preferred Approved!!

Congrats! Enjoy the breathing room....(for now) Smiley Happy

Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.