BankAmericard Cash Rewards - 3x CLI

[Anonymous]

Though I ate a hard pull in order to accomplish it, I applied online to have my $1,900 limit increased to $6,000, and was instantly approved for the entire amount of the increase. (Probably should have asked for more!)

They pulled TU in the high 650s, 30-40 transactions a month through the card, monthly spend $700-800.

[Loquat]

Awesome and thanks for sharing.  Just picked up this card myself.  If you don't mind me asking...how long have you had the accounts?  Is this your first increase?

[Anonymous]

I opened the card as a $300 secured card in March 2014. In May 2015, it was unsecured automatically, and my limit was raised to $800.

In Sept 2015, I applied for an increase to $10k (which I knew was outlandish, but was trying to get a good counter-offer), which resulted in an increase to $1,900.

The bump to $6,000 happened just a few days ago. I've also had a checking account with direct deposit with them for about 3 years.

Hope these data points help!

[CreditMagic7]

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@Anonymous wrote:

Though I ate a hard pull in order to accomplish it, I applied online to have my $1,900 limit increased to $6,000, and was instantly approved for the entire amount of the increase. (Probably should have asked for more!)

They pulled TU in the high 650s, 30-40 transactions a month through the card, monthly spend $700-800.

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Very good and you can now see that BofA does make the most of a required HP for their cardholders.

Congratulations! BofA Really ROCKS!

[Anonymous]

Congrats to you! 

[Jerry45]

Congrats

[RonM21]

Nice bump! Congrats

[Anonymous]

Update:

I called the Bank of America backdoor number to reach a credit analyst, and asked if I had really maximized that HP in terms of my increase.

She put me on hold for just a moment, came back, and said that she could bump me up further to $8,000. That's now over a 4x CLI!

Thanks, Bank of America!

[Loquat]

That's what I'm talkin' bout!  Nicely done!

[CountryLivin]

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@Anonymous wrote:

Update:

I called the Bank of America backdoor number to reach a credit analyst, and asked if I had really maximized that HP in terms of my increase.

She put me on hold for just a moment, came back, and said that she could bump me up further to $8,000. That's now over a 4x CLI!

Thanks, Bank of America!

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WOW!!!!! Congratulations! That's the way to do it!!!!