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Bankamericard denial to approval?

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BetterTomorrow
New Contributor

Bankamericard denial to approval?

I applied for Bankamericard to do some balance transfer on Tuesday. Same day, the fraud department left a message to verify my identity so I called back and answer some questions. Then in the evening time, I went to their "check status" page. I was disappointed that I was denied. I was little bummed since my experian is ~730 and my utilization is ~25%.

 

This morning I get an email saying I was approved for their card. I was quite shocked since I thought I already got denied.

 

So if you applied for a Bank of America credit card, they might approve you even after the "check status" page's initial denial.

 

 

4/22/08
TU 673 EQ 631 EX 689

7/1/12
TU 705 EQ 717 EX 718
Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Bankamericard denial to approval?

Congratulations on your approval! 👍

Message 2 of 10
Openwater
Established Contributor

Re: Bankamericard denial to approval?

Congrats on the approval! Glad it worked out.




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Cap1 QS 11K ---------------------------- Barclay 3.4K
AMEX Blue Cash AU 15.5K ------ Barclay Apple AU 10K
AMEX BCP 15K
1 Installment loans:
Auto 60K /

AMEX Hilton Aspire 25K
Vantage 3.0: TU:738 EQ: 737 03-17-2020
Ch. 7 DC 12/2014
Message 3 of 10
M_Smart007
Legendary Contributor

Re: Bankamericard denial to approval?

Congratulations!

Message 4 of 10
AllZero
Mega Contributor

Re: Bankamericard denial to approval?

Congratulations on your approval!
Message 5 of 10
AverageJoesCredit
Legendary Contributor

Re: Bankamericard denial to approval?

CONGERTSSmiley Wink

Message 6 of 10
Traveler101
Established Contributor

Re: Bankamericard denial to approval?

Congrats!

Message 7 of 10
Anonymous
Not applicable

Re: Bankamericard denial to approval?

What was the SL?


@BetterTomorrow wrote:

I applied for Bankamericard to do some balance transfer on Tuesday. Same day, the fraud department left a message to verify my identity so I called back and answer some questions. Then in the evening time, I went to their "check status" page. I was disappointed that I was denied. I was little bummed since my experian is ~730 and my utilization is ~25%.

 

This morning I get an email saying I was approved for their card. I was quite shocked since I thought I already got denied.

 

So if you applied for a Bank of America credit card, they might approve you even after the "check status" page's initial denial.

 

 


 

Message 8 of 10
nuohlac
Valued Contributor

Re: Bankamericard denial to approval?

Congrats!!!




Message 9 of 10
BetterTomorrow
New Contributor

Re: Bankamericard denial to approval?

$8000

4/22/08
TU 673 EQ 631 EX 689

7/1/12
TU 705 EQ 717 EX 718
Message 10 of 10
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