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Bankamericard denial to approval?

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New Contributor

Bankamericard denial to approval?

I applied for Bankamericard to do some balance transfer on Tuesday. Same day, the fraud department left a message to verify my identity so I called back and answer some questions. Then in the evening time, I went to their "check status" page. I was disappointed that I was denied. I was little bummed since my experian is ~730 and my utilization is ~25%.

 

This morning I get an email saying I was approved for their card. I was quite shocked since I thought I already got denied.

 

So if you applied for a Bank of America credit card, they might approve you even after the "check status" page's initial denial.

 

 

4/22/08
TU 673 EQ 631 EX 689

7/1/12
TU 705 EQ 717 EX 718
Message 1 of 7
6 REPLIES 6
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Established Contributor

Re: Bankamericard denial to approval?

Congratulations on your approval! 👍





INQ's: EQ: 0 TU: 0 EX: 0 (last 12 mo.)
Recent Accounts: 1 (last 24 mo.)
Total CL: 14.95k Util. 0% AAoA: 2 yrs, 1 mo.
AoOA: 2 yrs, 6 mo. AoYA: 1 yr, 5 mo. 100% PIF.





Goal Cards:


myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 2 of 7
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Regular Contributor

Re: Bankamericard denial to approval?

Congrats on the approval! Glad it worked out.

Discover 22K ---------------------------- Credit Union MC 12K
Cap1 QS 10K ---------------------------- Barclay 3.4K
AMEX Blue Cash AU 15.5K ------ Barclay Apple AU 10K
AMEX BCP 22K
2 Installment loans:
Auto 15K / 39K ---------- Auto 28K / 39K
Vantage 3.0: TU:734 EQ: 730 10-15-19
Ch. 7 DC 12/2014
Message 3 of 7
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Super Contributor

Re: Bankamericard denial to approval?

Congratulations!

Message 4 of 7
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Senior Contributor

Re: Bankamericard denial to approval?

Congratulations on your approval!
Message 5 of 7
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Community Leader
Mega Contributor

Re: Bankamericard denial to approval?

CONGERTSSmiley Wink

Message 6 of 7
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Frequent Contributor

Re: Bankamericard denial to approval?

Congrats!

Message 7 of 7
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