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Barclay Data

Senior Contributor

Barclay Data

My manager (and close friend) was approved for Sallie Mae about a year ago with a 9k SL.  They just gave her a second Auto CLI to 18k. She ALWAYS carries a balance.


Reported income 70k

Current Balance 6k

She has 4 CC's (two 6 months old,10k-ish limits), mortgage and a car loan.

ETA: She reports balances on all cards (some are PIF after statement cuts)


SL 9k

6 month 14k

12 month 18k


payments usually only $200 - $500 per month.


Yes I know she should'nt carry a balance on a card but she has saved a huge amount of $ and doesn't really care.

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