Barclay Uber - Recon denied, then approved.

[staticvoidmain]

Background story: I applied for this card 4 weeks ago. I got a security verification prompt, and I sent a copy of SSN, license, and utilities. Two weeks later, still nothing, and the snail mail did not arrive (What a nightmare!). I did not want to waste the HP, so I caved in and sent another one, in a small USPS flat rate box. Delivered this monday. Called Wednesday, was told to call again Friday (today). So I just did, and everything was finally verified, and was approved for and SL of...

$1000.

What a joke*. All that effort, for a paltry grand. I requested to be transfered to credit department. Denied. I was told that this is the "highest limit they can give", and that I have to "build history with them". The guy won't budge. Fifteen minutes later, I called the backdoor number, and asked for a recon. If I recall it, he said he can try to initiate a CLI**. I asked for at least 5K (because, Visa Siganture — which I hope I get without re-requesting a card). He asked me income questions, as well as card usage and balances. In the end, I was approved for...

$7500.

I am a bit happy. Just a bit, because this is my smallest limit card, next to my very first card (current limit at $6250). Still, it was a good experience, after losing it on the first guy, I tried another person and won.

*This SL is smaller than the SL of my very first card. I found this insulting, and was immediately wanting to close it and not do business with Barclays anymore.

**I am not sure yet if they did another hard pull. They made the HP 4 weeks ago. I hope it would be the same pull, as I have relatively clean inquiries (just 2 on TU, 1 on EX and EQ). 

[MrDFinance]

Congrats on the approval... Barclays can put up a fight but I think it's a card worth fighting for

[imaximous]

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@staticvoidmain wrote:

Background story: I applied for this card 4 weeks ago. I got a security verification prompt, and I sent a copy of SSN, license, and utilities. Two weeks later, still nothing, and the snail mail did not arrive (What a nightmare!). I did not want to waste the HP, so I caved in and sent another one, in a small USPS flat rate box. Delivered this monday. Called Wednesday, was told to call again Friday (today). So I just did, and everything was finally verified, and was approved for and SL of...

$1000.

What a joke*. All that effort, for a paltry grand. I requested to be transfered to credit department. Denied. I was told that this is the "highest limit they can give", and that I have to "build history with them". The guy won't budge. Fifteen minutes later, I called the backdoor number, and asked for a recon. If I recall it, he said he can try to initiate a CLI**. I asked for at least 5K (because, Visa Siganture — which I hope I get without re-requesting a card). He asked me income questions, as well as card usage and balances. In the end, I was approved for...

$7500.

I am a bit happy. Just a bit, because this is my smallest limit card, next to my very first card (current limit at $6250). Still, it was a good experience, after losing it on the first guy, I tried another person and won.

*This SL is smaller than the SL of my very first card. I found this insulting, and was immediately wanting to close it and not do business with Barclays anymore.

**I am not sure yet if they did another hard pull. They made the HP 4 weeks ago. I hope it would be the same pull, as I have relatively clean inquiries (just 2 on TU, 1 on EX and EQ). 

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Congrats on the approval and SL recon! I hope you get the Signature version. I wasn't so lucky. I got auto-approved for $4k. Called a minute later to recon the SL and got $10k. Received the non-signature version. I tried to upgrade it 3 times -- no go. Gave up. 

[19eighty5]

Congratulations on your (difficult) approval!

[staticvoidmain]

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@imaximous wrote:

Congrats on the approval and SL recon! I hope you get the Signature version. I wasn't so lucky. I got auto-approved for $4k. Called a minute later to recon the SL and got $10k. Received the non-signature version. I tried to upgrade it 3 times -- no go. Gave up. 

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Oh darn. I should be preparing to be disappointed yet again. You actually had it better.

Did you try to request another card and receive the same basic Visa card?

[Anonymous]

Great story, svm -- thanks for sharing.

And Congrats! on getting the win at the end of the day.

[imaximous]

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@staticvoidmain wrote:

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@imaximous wrote:

Congrats on the approval and SL recon! I hope you get the Signature version. I wasn't so lucky. I got auto-approved for $4k. Called a minute later to recon the SL and got $10k. Received the non-signature version. I tried to upgrade it 3 times -- no go. Gave up. 

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Oh darn. I should be preparing to be disappointed yet again. You actually had it better.

Did you try to request another card and receive the same basic Visa card?

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You might have better luck. I’m rooting for you

Request another card? Like, pretend I lost it or got damaged and ask for a replacement? No. But I doubt that’d work. Has anyone been successful doing that?

[Anonymous]

Wow! Your hard work paid off! Congrats on your new Uber Visa! 

[Aspireto850]

OP,

As my mother would say, “if at first you don’t succeed, try try again”! Clearly this tactic worked for you!

PS: love how you have your cards grouped in your siggy... very helpful info.

Congrats

[staticvoidmain]

Thanks everyone!

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@Aspireto850 wrote:
PS: love how you have your cards grouped in your siggy... very helpful info.

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Haha, yeah. I've been experimenting on it. (Not too mobile device-friendly though. UPDATE: Now mobile friendly!)