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Barclay apple visa approval less than 3 months post discharge!!!!

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Barclay apple visa approval less than 3 months post discharge!!!!

Hi all!

I just wanted to share a bit of good news for those looking for that silver lining after bankruptcy. I was approved today for Barclays apple visa SL $1500 and my chapter 7 was discharged 2/2018. I was very hesitant to apply but said what the heck after a bit of research. I have the following cards:
Capital one platinum limit 400
Discover IT secured limit 200
Credit one limit 500 (thinking of closing, ugly fees)
Firestone limit 1000
Children's place limit 500

I'm extremely excited to have my first decent credit limit. Good luck everyone!
4 REPLIES 4
Valued Member

Re: Barclay apple visa approval less than 3 months post discharge!!!!


@Janiyah12 wrote:
Hi all!

I just wanted to share a bit of good news for those looking for that silver lining after bankruptcy. I was approved today for Barclays apple visa SL $1500 and my chapter 7 was discharged 2/2018. I was very hesitant to apply but said what the heck after a bit of research. I have the following cards:
Capital one platinum limit 400
Discover IT secured limit 200
Credit one limit 500 (thinking of closing, ugly fees)
Firestone limit 1000
Children's place limit 500

I'm extremely excited to have my first decent credit limit. Good luck everyone!

Congrats!  Smiley Happy Smiley Happy Smiley Happy

 

I've heard that they pull TransUnion.  Can you confirm?  They are next on my list, but I think I will wait until November or December before applying.  I heard that Goldman Sachs is taking over Apple Credit next year and I'm sure I wouldn't qualify for them. LOL

Rebuilding credit since July 2017 (Ch7 BK discharge).
Obtained: Capital One Platinum Mastercard $750 - CreditOne Visa $600 - Best Egg Loan $5,000 - DiscoverIT $7,500 - Capital One Quicksilver Visa Signature $5,000.
Desire: Apple Barclaycard Visa
Fico8 07/2018: EX 691, EQ 683, TU 698 - Gardening until December 2018
Message 2 of 5
New Member

Re: Barclay apple visa approval less than 3 months post discharge!!!!

Thank you!! Yes they pulled transunion
Message 3 of 5
Regular Contributor

Re: Barclay apple visa approval less than 3 months post discharge!!!!

Congratulations!  I'm thinking of applying myself because I have a purchase to make and wouldn't mind subsidizing it for rewards. . .  Heart

 

I'm sitting at a 716 score post bk on TransUnion.  I currently have a:

 

$2300 Discover It

$2000 Ollo Plat

$1100 Savor

$750 QS One

$1750 Amazon Store Card

 

So wish me luck!  Cat Surprised

Message 4 of 5
Regular Contributor

Re: Barclay apple visa approval less than 3 months post discharge!!!!

Just thought I would mention, yup! I got it! :-) It was a beautiful 2k line too.

Happy adventures, everyone!
Message 5 of 5
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