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BarclayCard NFL Extra Points

New Contributor

BarclayCard NFL Extra Points

After working incredibly hard to get my utilization down from 90% to under 50% in six months, I was just approved for a BarclayCard NFL Extra Points MasterCard. This is my first new card approval in more than 18 months. I'm hoping this will help improve my score as it brings me to more than 50% of cards with a zero balance. 

 

Cowboys.jpg

Starting EQ: 601 | EXP: 623 | TU: 637 (2/17)
Update 4/18/20: Current EQ: 760 | EXP: 708 | TU: 724

Goal EQ: 750 | EXP: 750 | TU: 750 (12/17)
Credit Card Debt Free Goal: March 2018

*NEW* Chase Sapphire Preferred $0 ($17,600) 4/18/20 | Chase Freedom Unlimited $0 ($5,500) | Chase Slate $0 ($2,100) | PNC Visa $11,100 ($12,500) | Citi Costco $0 ($5,500) | Citi Simplicity $0 ($2,700) | Discover It $0 ($8,000) | Barclay Card NFL Extra Points $0 ($12,000) | Marvel Mastercard $0 ($6,000) | Nordstrom Visa $0 ($17,000) | American Express Every Day $0 ($3,000) | Bayport Credit Union $6,876 ($7,500) | American Express Delta $700 ($12,000) | Macy's $601 ($5,000) | JC Penney $0 ($3,500) | Synchrony Amazon $2,728.40 ($6,500)
Message 1 of 24
23 REPLIES 23
Established Contributor

Re: BarclayCard NFL Extra Points

Congrats laying low for 18 months got u the approval. They hate new accounts and Inqs and don't mind telling u to kick brickz.
Message 2 of 24
New Contributor

Re: BarclayCard NFL Extra Points

Thanks, bigpoppa! Should I apply for a Discover Card?


@bigpoppa09 wrote:
Congrats laying low for 18 months got u the approval. They hate new accounts and Inqs and don't mind telling u to kick brickz.

 

Starting EQ: 601 | EXP: 623 | TU: 637 (2/17)
Update 4/18/20: Current EQ: 760 | EXP: 708 | TU: 724

Goal EQ: 750 | EXP: 750 | TU: 750 (12/17)
Credit Card Debt Free Goal: March 2018

*NEW* Chase Sapphire Preferred $0 ($17,600) 4/18/20 | Chase Freedom Unlimited $0 ($5,500) | Chase Slate $0 ($2,100) | PNC Visa $11,100 ($12,500) | Citi Costco $0 ($5,500) | Citi Simplicity $0 ($2,700) | Discover It $0 ($8,000) | Barclay Card NFL Extra Points $0 ($12,000) | Marvel Mastercard $0 ($6,000) | Nordstrom Visa $0 ($17,000) | American Express Every Day $0 ($3,000) | Bayport Credit Union $6,876 ($7,500) | American Express Delta $700 ($12,000) | Macy's $601 ($5,000) | JC Penney $0 ($3,500) | Synchrony Amazon $2,728.40 ($6,500)
Message 3 of 24
Established Contributor

Re: BarclayCard NFL Extra Points


@bustinloose82 wrote:

Thanks, bigpoppa! Should I apply for a Discover Card?


@bigpoppa09 wrote:
Congrats laying low for 18 months got u the approval. They hate new accounts and Inqs and don't mind telling u to kick brickz.

 


Your scores look good enough for it u should get approved go for it if u want it!

Message 4 of 24
New Contributor

Re: BarclayCard NFL Extra Points


@bigpoppa09 wrote:

@bustinloose82 wrote:

Thanks, bigpoppa! Should I apply for a Discover Card?


@bigpoppa09 wrote:
Congrats laying low for 18 months got u the approval. They hate new accounts and Inqs and don't mind telling u to kick brickz.

 


Your scores look good enough for it u should get approved go for it if u want it!


Discover.tiff

Starting EQ: 601 | EXP: 623 | TU: 637 (2/17)
Update 4/18/20: Current EQ: 760 | EXP: 708 | TU: 724

Goal EQ: 750 | EXP: 750 | TU: 750 (12/17)
Credit Card Debt Free Goal: March 2018

*NEW* Chase Sapphire Preferred $0 ($17,600) 4/18/20 | Chase Freedom Unlimited $0 ($5,500) | Chase Slate $0 ($2,100) | PNC Visa $11,100 ($12,500) | Citi Costco $0 ($5,500) | Citi Simplicity $0 ($2,700) | Discover It $0 ($8,000) | Barclay Card NFL Extra Points $0 ($12,000) | Marvel Mastercard $0 ($6,000) | Nordstrom Visa $0 ($17,000) | American Express Every Day $0 ($3,000) | Bayport Credit Union $6,876 ($7,500) | American Express Delta $700 ($12,000) | Macy's $601 ($5,000) | JC Penney $0 ($3,500) | Synchrony Amazon $2,728.40 ($6,500)
Message 5 of 24
Established Contributor

Re: BarclayCard NFL Extra Points


@bustinloose82 wrote:

@bigpoppa09 wrote:

@bustinloose82 wrote:

Thanks, bigpoppa! Should I apply for a Discover Card?


@bigpoppa09 wrote:
Congrats laying low for 18 months got u the approval. They hate new accounts and Inqs and don't mind telling u to kick brickz.

 


Your scores look good enough for it u should get approved go for it if u want it!


Discover.tiff


Congrats told u and the card should grow they gave u 5K off top  I forgot to ask what other cards do u have ?

Message 6 of 24
New Contributor

Re: BarclayCard NFL Extra Points


@bigpoppa09 wrote:

@bustinloose82 wrote:

@bigpoppa09 wrote:

@bustinloose82 wrote:

Thanks, bigpoppa! Should I apply for a Discover Card?


@bigpoppa09 wrote:
Congrats laying low for 18 months got u the approval. They hate new accounts and Inqs and don't mind telling u to kick brickz.

 


Your scores look good enough for it u should get approved go for it if u want it!


Discover.tiff


Congrats told u and the card should grow they gave u 5K off top  I forgot to ask what other cards do u have ?


Please note that all the 0 balances are from agressively paying off maxed out cards over the last six months. The ones carrying balances have also been in that mix of paying down cards. 

 

Carrying $0 Balance: *NEW* NFL Extra Points Mastercard $6,000 | *NEW* Discover It $5,000 | *UPGRADED* Nordstrom Visa $7,000 | *UPGRADED* Capital One QS $3,900 | Capital One Platinum $3,500 | American Express Every Day $1,000 [Cannot get approved for CLI] | JC Penney $3,500 | Carrying Balances: Macy's $1,800/$3,500 | AMEX Delta $1,400/$2,000 [Cannot get approved for CLI] | Bayport Credit Union Visa $6,800/$7,500 | Barclay Apple $3,100/$3,190 | Amazon Synchony $2,800/$4,000 

Starting EQ: 601 | EXP: 623 | TU: 637 (2/17)
Update 4/18/20: Current EQ: 760 | EXP: 708 | TU: 724

Goal EQ: 750 | EXP: 750 | TU: 750 (12/17)
Credit Card Debt Free Goal: March 2018

*NEW* Chase Sapphire Preferred $0 ($17,600) 4/18/20 | Chase Freedom Unlimited $0 ($5,500) | Chase Slate $0 ($2,100) | PNC Visa $11,100 ($12,500) | Citi Costco $0 ($5,500) | Citi Simplicity $0 ($2,700) | Discover It $0 ($8,000) | Barclay Card NFL Extra Points $0 ($12,000) | Marvel Mastercard $0 ($6,000) | Nordstrom Visa $0 ($17,000) | American Express Every Day $0 ($3,000) | Bayport Credit Union $6,876 ($7,500) | American Express Delta $700 ($12,000) | Macy's $601 ($5,000) | JC Penney $0 ($3,500) | Synchrony Amazon $2,728.40 ($6,500)
Message 7 of 24
Established Contributor

Re: BarclayCard NFL Extra Points


@bustinloose82 wrote:

@bigpoppa09 wrote:

@bustinloose82 wrote:

@bigpoppa09 wrote:

@bustinloose82 wrote:

Thanks, bigpoppa! Should I apply for a Discover Card?


@bigpoppa09 wrote:
Congrats laying low for 18 months got u the approval. They hate new accounts and Inqs and don't mind telling u to kick brickz.

 


Your scores look good enough for it u should get approved go for it if u want it!


Discover.tiff


Congrats told u and the card should grow they gave u 5K off top  I forgot to ask what other cards do u have ?


Please note that all the 0 balances are from agressively paying off maxed out cards over the last six months. The ones carrying balances have also been in that mix of paying down cards. 

 

Carrying $0 Balance: *NEW* NFL Extra Points Mastercard $6,000 | *NEW* Discover It $5,000 | *UPGRADED* Nordstrom Visa $7,000 | *UPGRADED* Capital One QS $3,900 | Capital One Platinum $3,500 | American Express Every Day $1,000 [Cannot get approved for CLI] | JC Penney $3,500 | Carrying Balances: Macy's $1,800/$3,500 | AMEX Delta $1,400/$2,000 [Cannot get approved for CLI] | Bayport Credit Union Visa $6,800/$7,500 | Barclay Apple $3,100/$3,190 | Amazon Synchony $2,800/$4,000 


I see u dont have any Chase cards do they interest u ?  The reason i ask u might as well get them now so they can age togeather.

Message 8 of 24
New Contributor

Re: BarclayCard NFL Extra Points


@bigpoppa09 wrote:

@bustinloose82 wrote:

@bigpoppa09 wrote:

@bustinloose82 wrote:

@bigpoppa09 wrote:

@bustinloose82 wrote:

Thanks, bigpoppa! Should I apply for a Discover Card?


@bigpoppa09 wrote:
Congrats laying low for 18 months got u the approval. They hate new accounts and Inqs and don't mind telling u to kick brickz.

 


Your scores look good enough for it u should get approved go for it if u want it!


Discover.tiff


Congrats told u and the card should grow they gave u 5K off top  I forgot to ask what other cards do u have ?


Please note that all the 0 balances are from agressively paying off maxed out cards over the last six months. The ones carrying balances have also been in that mix of paying down cards. 

 

Carrying $0 Balance: *NEW* NFL Extra Points Mastercard $6,000 | *NEW* Discover It $5,000 | *UPGRADED* Nordstrom Visa $7,000 | *UPGRADED* Capital One QS $3,900 | Capital One Platinum $3,500 | American Express Every Day $1,000 [Cannot get approved for CLI] | JC Penney $3,500 | Carrying Balances: Macy's $1,800/$3,500 | AMEX Delta $1,400/$2,000 [Cannot get approved for CLI] | Bayport Credit Union Visa $6,800/$7,500 | Barclay Apple $3,100/$3,190 | Amazon Synchony $2,800/$4,000 


I see u dont have any Chase cards do they interest u ?


They do, but I don't think I'd get approved. How much will my score suffer with two inquiries in one day?

Starting EQ: 601 | EXP: 623 | TU: 637 (2/17)
Update 4/18/20: Current EQ: 760 | EXP: 708 | TU: 724

Goal EQ: 750 | EXP: 750 | TU: 750 (12/17)
Credit Card Debt Free Goal: March 2018

*NEW* Chase Sapphire Preferred $0 ($17,600) 4/18/20 | Chase Freedom Unlimited $0 ($5,500) | Chase Slate $0 ($2,100) | PNC Visa $11,100 ($12,500) | Citi Costco $0 ($5,500) | Citi Simplicity $0 ($2,700) | Discover It $0 ($8,000) | Barclay Card NFL Extra Points $0 ($12,000) | Marvel Mastercard $0 ($6,000) | Nordstrom Visa $0 ($17,000) | American Express Every Day $0 ($3,000) | Bayport Credit Union $6,876 ($7,500) | American Express Delta $700 ($12,000) | Macy's $601 ($5,000) | JC Penney $0 ($3,500) | Synchrony Amazon $2,728.40 ($6,500)
Message 9 of 24
Established Contributor

Re: BarclayCard NFL Extra Points

Don't worry about the Inqs I just got approved for my 3rd Chase card WED with 50 on EX Chase only pull EX if they deny u its not the end of the world Chase has 5/24 for there core cards Example Freedom Freedom Unlimited CSP. U have good chance of approval before those new accounts show up pick one and let me know what u thinking on.

Message 10 of 24
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