Barclaycard Arrival Plus. Well, that was easy.

TexasKaren · ‎01-29-2019

I applied online for the Barclaycard Arrival Plus MC a couple nights ago. I was looking for a card with chip/pin capability, and I wanted a MC so I can buy a ticket to a Yankees game during their MC only presale next month. lol.

I got the "we'll let you know in 10 days" message, so I figured I was going to get denied. I called this morning, prepared to have to explain a million different ways why I wanted the card, and why my current credit card utilization is so high (35%). To my surprise, the guy put me on hold for about a minute and then came back to say I was approved with a credit line of $10K

Now I have to figure out how to spend $5,000 in 90 days so I can get the 70,000 points sign up bonus. Not sure why they call them "miles" when you can't actually transfer them to an airline, but I'll take the travel credit, no problem

For those who might wonder, my TU score is 718 and I have one inquiry in the last 12 months. My oldest account is 24 years old but I have no idea what my AAoA is. Now my mission is to get that score back up closer to 800. I have three Visas, two Amex, Discover and now I think my "family" is complete with the MC.

Anonymous · ‎01-29-2019

Nice! Congrats on your Barclay Arrival Plus approval!

Priory_Man · ‎01-29-2019

Congrats on the approval, the nice SL and completing your CC family.

"Total revolving credit $286,000 Current UTIL >1%"

SFLSpotter9210 · ‎01-29-2019

Congratulations on your approval and nice SL enjoy the game 😎.

19eighty5 · ‎01-29-2019

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

Marz2002 · ‎01-29-2019

Congratulations on completing your FAMILY of credit cards!!!

TexasKaren · ‎01-29-2019

Well, I have all the siblings, but I'm thinking of maybe expanding the family with a "child". lol. I'm tempted to get a Macy's card. I figure, I shop there so much I might as well get a few perks I don't have any department store cards.

Marz2002 · ‎01-29-2019

@TexasKaren wrote:
Well, I have all the siblings, but I'm thinking of maybe expanding the family with a "child". lol. I'm tempted to get a Macy's card. I figure, I shop there so much I might as well get a few perks I don't have any department store cards.

Nice plan! I am sticking with AMEX and Bank cards ONLY for my portfolio.

morgacj2004 · ‎01-29-2019

Congrats. It’s a nice card to have and you may want to keep it as your go to card for non category / general spend and travel related spend. I will go for my second one later this year. BC is fickle so tread lightly with them and you will be fine lol

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550

difringe · ‎01-30-2019

Congratulations on the approval! If you're looking for an easier way to make that spend, I believe Mastercards can be used on Plastiq, etc. to pay mortgages/rent, if you have that expense.